Marissa Hermann Email & Phone Number

New York, NY, US

New York, New York, United States

• Head of the FP&A department reporting to the CFO, owning budgeting, reporting, and analytical operations of a start-up company backed by a private equity firm
• Created the 2024 company budget and crafted the board of directors’ deck to secure budget approval
• Led the development of the company’s strategic new initiatives by collaborating cross-functionally to launch new products and offerings in order to drive 20% incremental revenue growth
• Developed and implemented a suite of automated financial models including a 3-statement model, revenue projection model, sales KPI model, and payroll model, enhancing operational efficiency and decision-making

New York, New York

• Prepare the company-wide monthly P&L forecasts, long range plan, and annual plans
• Collaborate with key stakeholders to provide insightful insights, trends, risks and opportunities to the Executive Committee, driving informed decision-making by leadership and enabling strategic optimizations
• Performed advanced financial modeling in Excel, utilizing PowerBI in order to develop ad hoc strategic analytics
• Create the board of director decks for American Express National Bank and prepare the CFO for the presentation
• Support investor relations with deliverables required for internal leadership and investors
• Partner with Treasury to forecast the balance sheet and funding plan, with a focus on deposits and cost of funds

New York, New York, United States

• Owner of international rewards expense ($3B/year) and liability ($2.5B) across 25 markets for Consumer and Corporate
• Serve as the key partner for both the Consumer and Corporate organizations across 3 core functions: portfolio decision support and analytics, reporting and forecasting, and URR analytics
• Executed major program changes globally, including transforming the Australia Membership Rewards Program

New York, New York, United States

• Leveraged SQL to extract customer-level data that determined the ROI and profitability of promotions, acquisition offers, and other product initiatives in order to help the business make key strategic decisions
• Created and monitored against CBAs for new product launches, product refreshes, and lending initiatives
• Prepared deep dive analytics on customer behavior, rewards rate exposure, attrition, and gamers

New York, New York, United States

• Drove cross-functional partnerships across several teams in order to make strategic decisions involving new product launches, risk-based pricing, large merchant pricing, increasing maximum loan sizes, and partner deals
• Sole owner of all planning activities including monthly forecasts, opex targeting, long range plan, and annual plan
• Created and monitored against 15+ CBAs to drive loan portfolio growth and track ROI performance

New York, New York

• Sole owner of all planning activities including monthly forecasts, opex targeting, long range plan, and annual plan
• Utilized big data to create a vintage-based lending model by channel to support strategic business decisions
• Created an automatic pricing discount rate erosion forecasting model and to provide insights on quarterly results

New York, NY

Provide Business Restructuring services relating to financial restructuring, bankruptcy and insolvency engagements for unsecured creditors, secured lenders or debtors both in and out of bankruptcy. Prepared annual and weekly cash flow statement, income statement, balance sheet, and EBITDA projections for lender and debtor-side engagements.Prepare merger.

New York, NY

Created pitch books for major companies filing for Chapter 11 Bankruptcy in order to represent the unsecured creditor committee, lender, debtor, or trustee through the bankruptcy process, and by doing so, acquired several clients for BDO Consulting.Produced monthly memos for unsecured creditor committees analyzing financial statements and cash flows in.

Paramus, NJ

Created financial account analyses for corporate clients in order to minimize expenses for the company.Managed sales logs for Business Account Executives with the aim of reaching monthly sales goals.

Bachelor Of Science, Finance And Accounting

Activities and Societies: Varsity Water Polo - Co-Captain; Alpha Phi Fraternity – Eta Epsilon Chapter - Director of Finance; Equity.

Accounting And Finance