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Maritza Nuñez Email & Phone Number

Underwriter Lead - DE/SAR/MCC/DPA/Jumbo at ML Mortgage Corp
Location: Yorba Linda, California, United States 11 work roles 1 school
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Role
Underwriter Lead - DE/SAR/MCC/DPA/Jumbo
Location
Yorba Linda, California, United States
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Maritza Nuñez is listed as Underwriter Lead - DE/SAR/MCC/DPA/Jumbo at ML Mortgage Corp, a with 23 employees, based in Yorba Linda, California, United States. AeroLeads shows a matched LinkedIn profile for Maritza Nuñez.

Maritza Nuñez previously worked as Lead Underwriter at Ml Mortgage Corp and Sr. Underwriter at Bluprint Home Loans. Maritza Nuñez holds General Studies from Fullerton College.

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ML Mortgage Corp

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About Maritza Nuñez

I am an experienced Mortgage Underwriting professional with 8 years of experience as a Senior Mortgage Underwriter and over 18 years in the industry. I am recognized as a subject matter expert in mortgage operations, compliance, and default loan servicing. I specialize in large-scale mortgage projects involving disputes, strategy and operations, compliance, and risk and regulatory concerns. I have extensive experience building client-focused teams and managing large projects. At Broadview Mortgage Corporation, I held leadership roles making credit decisions on mortgage loans which meet company, agency & investor guidelines which in turn protect company from loss and ensure loan is saleable in the secondary market. I provided clients with reviews of written policy and procedures, operations, and processes on a pre- and post-origination basis, as well as assessments of vendor processes associated with regulatory compliance. Areas of Specialization✔ Executive Leadership✔ Fannie Mae, Freddie Mac, Government, Bond Program Underwriting✔ Independent Consultation✔ Mortgage Operations and Compliance Advisory✔ Mortgage Origination and Servicing✔ Review and Lookbacks - 2nd Signs✔ Strategic Planning✔ Strengthening the Compliance Program✔ Risk and Strategy✔ Strategic PlanningI have managed monthly pipelines of 100+ loans and funded over 130+ loans monthly with a review and assessment of the operational efficiency. A strong communicator who leads teams to exceed corporate objectives while providing support at the highest levels of service excellence. Passionate about building relationships and delivering cost-effective solutions that support long-term growth and profitability.If you have any questions or would like to discuss my experiences, please connect with me on LinkedIn or email me at ritzynunez@yahoo.com.

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ML Mortgage Corp
Ml Mortgage Corp
Underwriter Lead - DE/SAR/MCC/DPA/Jumbo
rancho cucamonga, california, united states
Website
Employees
23
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11 roles

Maritza Nuñez work experience

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Lead Underwriter

Current

Rancho Cucamonga, California, United States

Dec 2023 - Present

Senior De Mortgage Underwriter

Broadview Mortgage Corp.

In this role, I reviewed and evaluated mortgage credit applications to assess product fit, pricing accuracy, and credit risk. Analyzed and interpreted complex credit reports, income/asset verification, collateral/appraisal/title reports and other documentation required to support a credit decision or closing package.Also, I responded to telephone inquiries and resolved mortgage issues, including but not limited to credit processing, closing and funding.Other responsibilities… Show more In this role, I reviewed and evaluated mortgage credit applications to assess product fit, pricing accuracy, and credit risk. Analyzed and interpreted complex credit reports, income/asset verification, collateral/appraisal/title reports and other documentation required to support a credit decision or closing package.Also, I responded to telephone inquiries and resolved mortgage issues, including but not limited to credit processing, closing and funding.Other responsibilities include:✔ Exercising lending authority for mortgages within lending limits determined by Credit Policy, ensuring compliance with credit guidelines.✔ Increasing pull-through percentage and decreased overall cycle time by analyzing and resolving conditions within the prescribed time frame.✔Assisting with resolution of investor suspense items.✔ Attended continued education courses and trainings.As an Underwriting Lead for LOS Migration, I trained underwriting staff in new LOS system and reported LOS deficiencies to LOS Systems Administrator.Other positions held during this period include Loan Doc QC Specialist, Suspense Coordinator, and Capital Markets Lock Desk Coordinator.To learn more about my experience and contributions in this role, let’s connect. Show less

Jan 2007 - Jun 2018

Internal Account Executive

Firstline Mortgage Corp

Costa Mesa, Ca

In this role, I maintained mortgage loan production for FHA, and portfolio loan products. Also, I developed business relationships with new mortgage brokers to sell company products & services.Other responsibilities include:✔ Generating business from existing mortgage brokers.✔Acting as a liaison between brokers & loan processing staff.✔Providing management with timely pipeline/production reports.To learn more about my experience and contributions in this… Show more In this role, I maintained mortgage loan production for FHA, and portfolio loan products. Also, I developed business relationships with new mortgage brokers to sell company products & services.Other responsibilities include:✔ Generating business from existing mortgage brokers.✔Acting as a liaison between brokers & loan processing staff.✔Providing management with timely pipeline/production reports.To learn more about my experience and contributions in this role, let’s connect. Show less

Jul 2006 - Dec 2006

Operations Manager (Retail)

Bravo Credit Corporation

Irvine, Ca

As an Operational Manager, I managed branch operations and day-to-day activities of loan officers, processors, and funders. I also assisted with processing, underwriting, funding and closing activities.During this time, I reviewed all loan doc packages in preparation for closing in order to adhere to loan approval, product guidelines and state and federal regulations.Other responsibilities include:✔ Ensuring timely delivery of loan packages to closing agents with clear… Show more As an Operational Manager, I managed branch operations and day-to-day activities of loan officers, processors, and funders. I also assisted with processing, underwriting, funding and closing activities.During this time, I reviewed all loan doc packages in preparation for closing in order to adhere to loan approval, product guidelines and state and federal regulations.Other responsibilities include:✔ Ensuring timely delivery of loan packages to closing agents with clear and concise instructions as to necessary documents required for funding.✔Coordinating the resolution of deficiencies, quality control issues, and any other post-closing issues.To learn more about my experience and contributions in this role, let’s connect. Show less

Feb 2005 - Mar 2006

Senior Funder (Wholesale)

Irvine, Ca

I ensured submitted contracts and loan packages are complete, accurate and reflect proper approval authorities relative to the underlying credit decision. Also, I maintained a thorough knowledge of escrow/title practices, loan documentation requirements, and regulatory compliance.✔Successfully funded over 130+ loans monthly.

Sep 2003 - Jan 2005

Fha Streamline Dept. Supervisor

As a supervisor, I was responsible for managing and training staff of 8 people on loan processing from its inception to completion. This included loan set up, initial disclosures, underwrite, condition sign off, doc drawing, funding and shipping a loan. Each staff member, including myself received individual loan assignments and in total closed a pipeline of 100+ loans per month without ever missing a deadline.Other responsibilities include:✔ Processing and closing FHA… Show more As a supervisor, I was responsible for managing and training staff of 8 people on loan processing from its inception to completion. This included loan set up, initial disclosures, underwrite, condition sign off, doc drawing, funding and shipping a loan. Each staff member, including myself received individual loan assignments and in total closed a pipeline of 100+ loans per month without ever missing a deadline.Other responsibilities include:✔ Processing and closing FHA streamline loans which included loan set up, disclosing, underwriting, funding, and shipping. ✔ Satisfying loan suspense conditions to clear loan for investor purchase. ✔ Maintaining all FHA Insuring of loans and MIP remittance. Other positions held during this period include Loan Set Up, Shipping Coordinator, and Final Doc Follow-Up Clerk.To learn more about my experience and contributions in this role, let’s connect. Show less

Aug 2001 - Sep 2003
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Colleagues at ML Mortgage Corp

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1 education record

Maritza Nuñez education

FAQ

Frequently asked questions about Maritza Nuñez

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What company does Maritza Nuñez work for?

Maritza Nuñez works for ML Mortgage Corp.

What is Maritza Nuñez's role at ML Mortgage Corp?

Maritza Nuñez is listed as Underwriter Lead - DE/SAR/MCC/DPA/Jumbo at ML Mortgage Corp.

Where is Maritza Nuñez based?

Maritza Nuñez is based in Yorba Linda, California, United States while working with ML Mortgage Corp.

What companies has Maritza Nuñez worked for?

Maritza Nuñez has worked for Ml Mortgage Corp, Bluprint Home Loans, Mountain West Financial, Inc., Nuvision Federal Credit Union, and First Choice Loan Services Inc..

Who are Maritza Nuñez's colleagues at ML Mortgage Corp?

Maritza Nuñez's colleagues at ML Mortgage Corp include Keith Barney, Veronica Ancurio, Aj Green, Sophia Chan, and Arlene Navarro.

How can I contact Maritza Nuñez?

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What schools did Maritza Nuñez attend?

Maritza Nuñez holds General Studies from Fullerton College.

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