My risk experience of almost 20 years consists in SME and corporate banking: analysis, underwriting, risk management, monitoring, reporting, work-out and restructuring, products design, project management and process automation in banking and leasing. During these years, I have assumed complex roles, like setting up risk, monitoring and restructuring departments, restarting activity in leasing companies, development of activity in small companies, forming and managing people with different focus and impact, which helped me become a complete risk professional.I have a bachelor in Banking, a Master's degree in Banking Management, a Ph.D. in International Relation (Ph.D. thesis European Banking Union) and I am Research Program Director for Extreme Events Think Tank.
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Risk ManagementGrenke Romania Mar 2019 - PresentBucharest, Romania -
Research Programs DirectorInstitute For Extreme Event Studies (Isee) Think Tank Jun 2018 - PresentBucharest, Romania
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Associate Teaching AssistantNational School Of Political Science And Public Administration Feb 2015 - PresentBucharest, RomaniaAssistant to Professor Daniel Daianu for the Master seminar World Economy and Master seminar Economy and European Integration. The setup of seminar activities focused on the understanding by the master students of evaluation’sbasic outlooks and concepts: criteria, types of evaluation, program-based topics and goals, program theory (long and short-term effects, definition of the inner processes and elements influencing program’s implementation), operationalization of evaluation questions andindicators, introduction to research methods. The selection of recommended bibliography for the writing of seminar papers. -
Senior Corporate Risk ManagerBcr Apr 2018 - Mar 2019Bucharest, Romania -
Head Of Risk DepartmentOtp Leasing Romania Ifn Sa Nov 2013 - Apr 2018BucurestiAnalysis of customer financial statements, business plans and cash-flow statements for granting of new leasing facilities or restructuring of the existing ones;Recommend adequate structures for transactions and approve transactions within my competence limit;Portfolio analysis, including performance measurement, risk quantification, analysis and monitoring of portfolio risks;Support sales department in daily activity with: sales team training; creating and updating standards models of analysis of customers and products;Prepare specifications for the business systems (Charisma) for Credit Operations and Collection;Supervision and verification of activity regarding the calculation of the provisions specific to the credit risk activity;Development and implementing of the risk management procedures;Collection, assessment and reporting to the Top Management information regarding the risks exposing the company;Ensure the training of staff within the company on themes related to operational risk, business continuity;Assisting the departments within the company in the process regarding the identification and mitigation of the significant risks related to their activity;Member in company’s Risk Committee.
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Sme'S Underwritting OfficerGaranti Bank Jun 2008 - Sep 2013Bucharest, RomaniaTasks: - Evaluation and review of the credit proposals submitted for approval;- Approval of credit proposals in respect of the bank regulation and risk involved. (approval competency up to 50,000 EUR);- Issuing motivated opinions on the reviewed credit proposal and presentations in the bank's Credit Committees;- Offering support and training to the Branches (RM and BM) and to new employees;- Various reports to top management;- Follow up arrears clients, restructuring and legal execution proposals;- Reviewing procedures and work flows and proposing for approval to superior management;- Offering consultancy to other departments (sales, marketing, operations);- Member of the team that lead transformation of Garantibank into GE Garantibank. -
Credit AnalystBanca Transilvania Apr 2007 - Jun 2008Bucharest, RomaniaTasks: Analyzing loan application and drawing up the analysis report using financial and legal documents of SME'S companies Member in Branch Credit Committee;Assisting clients to signing and follow-up the contract proceedings -
Leasing OfficerTbi Leasing Ifn Sa Jun 2005 - Apr 2007Bucharest, RomaniaTasks: Analyzing finance application and drawing up the analysis report using financial and legal documents of companies, self employed and individuals.Verifying analyzing reports made by dealers and brokers;Making financing proposal in Credit Committee;Drawing up leasing contract and buying selling - contractsAssisting clients to signing and follow-up the contract proceedings
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Credit ConsultantCredisson International Nov 2004 - Jun 2005Bucharest, RomaniaTasks: Clients InformationReceiving loan applications and making loan documentation Select eligible clients and granting the loansDrawing - up contracts Receiving credit cards application and documentation Working with loans from Alpha Bank, Volksbank, Finansbank, Banca Transilvania
Marius Comiș, Phd Education Details
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European Institute Of International Studies SalamancaPh.D Course -
Școala Națională De Studii Politice Și Administrative Din BucureștiPolitical Science And Government -
Banking Andstock Exchange Management -
Hasdeu High School BuzauMath - Physics
Frequently Asked Questions about Marius Comiș, Phd
What company does Marius Comiș, Phd work for?
Marius Comiș, Phd works for Grenke Romania
What is Marius Comiș, Phd's role at the current company?
Marius Comiș, Phd's current role is Risk Management.
What schools did Marius Comiș, Phd attend?
Marius Comiș, Phd attended Scoala Nationala De Studii Politice Si Administrative (Snspa), University Of National And World Economy, European Institute Of International Studies Salamanca, Școala Națională De Studii Politice Și Administrative Din București, Academia De Studii Economice Din București, Academia De Studii Economice Din București, Hasdeu High School Buzau.
Who are Marius Comiș, Phd's colleagues?
Marius Comiș, Phd's colleagues are Cristina Neculae, Cristina Bosca, Gabriel Tanase, Anca Cozma, Dragos Trandafir, Petrica Daniel Barbu, Eduard Zdrinca.
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