Michael's top priority is helping his clients understand their financial picture.Michael specializes in helping individuals and business owners with financial and retirement planning, investments, retirement funding strategies, and protection needs. Specifically serving those who are approaching retirement and have a need for a retirement assets plan. He strives to provide his clients with a financial strategy, and with ongoing education to navigate the steps needed to work toward their financial goals.A graduate of Claflin University with a degree in Business Administration, Michael also holds an associate degree from Orangeburg-Calhoun Technical College. He is Series 7 and 66 securities registered and is licensed for life, health, and variable insurance.Michael and his girlfriend of 10 years Crystal reside in James Island. When not helping his clients, you can find Michael exploring the vast nature in the Charleston and Lowcountry areas, especially riding the waves at Folly Beach. 3443163-032024 Securities and advisory products offered through Principal Securities, Inc., Member SIPC, Des Moines, IA 50392. Michael Rivera, Principal Securities Registered Representative, Financial Advisor