Mark Anthony Fajardo Email and Phone Number

Transaction Monitoring System• Responsible in identifying and protecting ANZ from any transactional activity that may potentially be related to ML/TF.• Responsible in determining if the activity is to be deemed suspicious to warrant Suspicious Matter Reports to regulators directly and/or recommend lodgment of Suspicious Matter reports to regulators – depending on the jurisdiction.• Establish reasonable grounds to support the suspicion and do not need to confirm or evidence those actual criminal offences, tax evasion, dealing with proceeds of crime, ML/TF type activities have occurred. If there is sufficient evidence to suggest that the alerted transaction(s) or behavior could be reasonably explained or is consistent with the customer’s profile, the investigation may be closed with sufficient justification for decision and recommended for exemption where appropriate.Watchlist Management• Responsible in identifying high-risk individuals and entities against internal and external watch lists, including rapid screening, detecting, and tracking beneficial owners and their linkages in real-time. Responsible in investigating ANZ customer who is a potential match to a Politically Exposed Person, Blacklisted Customer and individuals or entities recorded in World Check as having links to Crime and Terrorism posing a heightened ML/TF risk.AML Quality Control• Perform quality control checks to maintain high standard investigation and reporting. This includes identifying improvement opportunities within processes, procedures, and trainings with the use of the quality control metrics. Providing insights to FCTM Leadership Team and other teams to identify issues & opportunities and drive initiatives for improvements.Threshold Transaction Report• Tasks involve the investigations and review of cash transactions and submit reports to AUSTRAC of individuals/entities with transaction(s) involving physical cash amounting to or above the threshold of AUD10,000.

• Accurately maintain all reference data within the different systems where clients’ static data are maintained as a result of validation checks or via change requests from other areas.• Participate in SSI data authentication, such as call backs, in accordance with FIM.• Follow up of queries with clients/brokers/custodians to ensure prompt resolution.• Provide technical advice and support to colleagues and other parties as required.• Ensure relevant logs are maintained and managed appropriately to the agreed service definitions.• Assist in the documentation, development and maintenance of procedures and controls to ensure ongoing compliance with industry and regulatory changes and requirements.• Ensure accurate and relevant reports are produce within the required timescales.• Participate in project and system change activity within the team, attend relevant meetings where required, follow up on action points, update Task Lists and keep the Manager and team up to date with progress. When required, review current systems and investigate alternatives. Recommend changes/process efficiencies and assist team with smooth implementation of any project or system change activity.• Provide cover for Management duties as and when required.

• Perform value services functions such as interest recalculation, transaction adjustments (value dating, fee reversals, term deposit rollovers, full/pre-payments and interest adjustments, WHT refunding and fund transfers) and account closures.• Perform account maintenance functions such as account restraints, PDC and cheque stop payments, interest structure amendments, and all general account maintenances.• Kaizen Champion – manage process improvements for the team from simple to complex such as JDIs, quick win initiatives to automation and RPAs.

• Prepare Audit Confirmation Certificates for clients on any audit date requested with their outstanding balances on different products and derivatives.• Prepare Bank Reference Letters.• Prepare audit charges such as direct debiting and billing invoices.• Perform day 2 checks to review system transactions validity.• Perform some general account maintenance.

Performs the migration project under ANZ Banking Group Limited, Singapore branch.