Mark Dumm Email & Phone Number

• Performed profitability, sales, cost, and margin analysis for total company, customers, and product lines
• Responsible for submitting the financial reporting packages to the investors and the external banks
• Constructed income statements, balance sheets, and cash flow statements for the bank certificate
• Responsible for daily, weekly, monthly, quarterly, and annual financial reporting and analysis
• Performed variance analysis, trend analysis, cost modeling, and sensitivity analysis scenarios
• Assisted in the preparation of the budget files, templates, and assumptions which were to be presented

Valley View, OH

• Performed profitability, sales, cost, and margin analysis determining inefficiencies and opportunities
• Responsible for weekly, monthly, quarterly, and annual financial reporting and analysis
• Built statistical and financial forecast models to predict possible sales, costs, and margin outcomes
• Responsible for the forecasting of sales, costs, and margin for total company and business units
• Investigated variances between the actual results compared against the plan and forecast amounts
• Constructed income statements, balance sheets, and cash flow statements through accounting software

Hudson, OH

• Managed and maintained a total company sales database totaling in excess of two billion dollars
• Performed total company and individual store profitability, sales, cost, margin, and inventory analysis
• Built statistical and financial forecast models to predict possible sales, costs, and margin outcomes
• Responsible for the sales forecasting of daily and monthly sales totals and new store openings
• Implemented sales curves and graphs to depict cyclical, seasonality, and sales trends for the company
• Responsible for weekly, monthly, quarterly, and annual store and merchandise reporting

Independence, OH

• Responsible for the performance and management of a four million dollar national account portfolio
• Issued debits and credits on accounts to offset invoice pricing and quantity discrepancies
• Reviewed purchase order agreements, proof of delivery documents, and product and rental invoices
• Reviewed and adjusted inventory and cylinder count levels for company specific ship to locations
• Researched and resolved payment discrepancies including application of unapplied cash on accounts
• Responsible for billing and invoicing companies and ensuring orders are shipped to the proper location

Solon, OH

• Processed and updated client billable and supplier payables for billing and invoicing contractors
• Reviewed cost estimates determining the accuracy and validity, and ensuring the prices and rates are reasonable based on the scope of work ordered or completed
• Calculated profit and loss on work orders determining if feasible or not to perform work
• Researched expenses and calculated the spend to date amount for the property
• Reviewed property inspections determining necessary work in order to convey the property to HUD
• Reviewed contractor bids and negotiated supplier rates and fees with contractors

Beachwood, OH

• Responsible for the performance, maintenance, and management of a mortgage loan pipeline consisting of 45 loans valued at approximately 4.5 million dollars
• Reviewed loan applications, titles, appraisals, credit reports, insurance forms, tax documents, income documents, trusts, and power of attorney agreements to expedite the mortgage loan process
• Determined financing eligibility by analyzing credit bureaus to monitor credit worthiness of the borrowers
• Ensured compliance by resolving discrepancies with title companies and third party banks
• Calculated D/I and LTV ratios as well as income, asset, tax, reserve, and debt levels for borrowers
• Reviewed and resolved fraud alerts including identity, address, and occupancy discrepancies

Beachwood, OH

• Responsible for the performance and management of a ten million dollar loan portfolio
• Performed income and budget analysis for our clients detailing strategies based upon results
• Calculated loan payoff amounts and amortization schedules including principal, interest, and fees
• Helped clients maintain their good credit histories while mitigating credit losses to the company by analyzing credit bureaus and contacting delinquent customers to negotiate payment arrangements
• Restructured the payments, terms, and interest rates on accounts through various bank programs
• Negotiated settlement terms and percentages and executed those settlements on qualified accounts