Financial Services Compliance, Risk, Control, and Legal specialist.

Jan 2011 - Jan 2012: Consulting and legal representation of broker-dealer registered representatives, state and federal RIAs and IARs, insurance agents, and investors; state and federal litigation; FINRA arbitration; employment law and related matters; on-the-record interviews; mock auditing, audit readiness and table-top simulations; SEC examination consulting; and compliance policy and procedure construction and implementation.Jan 2012 - Present: Assist clients, family, and close personal friends with limited legal and consulting advice related to corporate formation and transactions, corporate governance, commercial and residential real estate transactions, family law, criminal defense, and trust work.

Van Wagenen is a business to business company that provides insurance monitoring and related services to banks, credit unions, and major automotive companies.Duties and Work Experience:Preparation and interpretation of legal contracts, letters of agreement, statements of work, software licensing, SaaS, asset and hardware acquisition, telecom services, business disruption services, technology consultant agreements, business insurance, and other documents related to a variety of business, product, financial, and operational matters to protect legal and business interests.Provide legal advice on technology-related issues such as open source software, infrastructure security audits, and exterior cloud environments.Assisting the company in managing risks by providing legal and business advice on matters of contract adherence, employment laws, government regulation (UDAAP, CFPB, NAIC Model Acts, etc.), data privacy and security, and business continuity.Assist in market positioning, defining new product offerings, and determining long-term company strategy.Acting as Compliance, Business Continuity, and Data Privacy Officer to assure the confidentiality, integrity, and availability of company data andinformation assets.Advise HR and business teams on employment and labor law issues such as FCRA, hiring, discipline, workplace investigations, claims, FMLA andstate protected leave laws, discrimination, retaliation, wage and hour issues, background checks, and drug testing.Executive leadership and collaboration with business department leaders to ensure compliance with laws, statutes, regulations, and contractualrequirements.Employee mentoring and management.Major Accomplishments:Design, initial implementation, and maintenance of a system of controls, procedures, oversight, and training for a complete end-to-end compliance program meeting contractual requirements related to ISO, NIST, PCI-DSS as well as SOC I and II auditing standards.

ECA Marketing, Inc. is a large, national insurance marketing organization and ECA Advisors, LLC was a multi-state registered investment adviser ("RIA").Duties and Work Experience:Giving constructive counsel on the legal ramifications of policy decisions and organization practices, identifying approaches to manage legal exposure and compliance risks.Interacting with state and federal regulators on behalf of the firm, including the creation and filing of complex legal, administrative, and disclosure documents.Developing and maintaining a framework to conduct annual assessments of the adequacy and effectiveness of policies and procedures.Drafting and analyzing various documents, contracts, policies, procedures and obligations.Constructing, maintaining, training and enforcing all compliance and ethics policies and procedures.Major Accomplishments:Complete establishment of a multistate RIA, including: FINRA account management; regulatory registration and coordination; development of all written compliance and oversight policies and procedures; creation and update of all ADV disclosure documents; creation and approval of allmarketing communications (web site, social media, etc.); establishment and coordination of all advisory contracts; selection and contracting with all third-party money management companies; IAR licensing, recruiting, and training, etc.Submission of an ERISA exemption request to allow the organization to operate as an intermediate financial institution under the former DOL "Fiduciary Rule."Design, initial implementation, and maintenance of a system of controls, logistical procedures, oversight, and training for supervision of geographically disperse insurance sales professionals.

Imeriti Financial Network, Inc. is a large, national insurance marketing organization and now operates as Simplicity Life, Inc.Duties and Work Experience:Representing the firm in all regulatory and legal issues including: contract interpretation and identification of business risks, design and maintenance of firm legal documents and contracts; dispute resolution and litigation management; regulatory inquiries; HIPAA compliance; software license agreements; real property transactions and lease agreements; business insurance; and acquisition due diligence.Advise ownership and management on employment issues such as hiring; performance improvement plans and other discipline; workplace investigations; wage and hour issues; ADA interactive process; drug testing; and associate termination.Creation of all employment related contracts including restrictive covenants (non-compete, non-solicitation, IP and work-for-hire controls, etc.) and severance agreements.Managing employment related legal claims, disputes, and mediation.Designing and implementing annual employment handbooks and related training for a multistate (MN, WI, WA, & CA) employer to comply with: DOL, ADA, EEO, ADEA, FMLA and other protected leave of absence laws, FLSA, NLRB, OSHA, ERISA, discrimination, harassment, performance, and Code ofConduct standards.Organizing and maintaining legal documents, including the handling, review, and approval of litigation and large scale subpoena document production.Major Accomplishments:Implementation of an annuity supervisory and compliance review and approval program allowing the company to maintain its preferred status with its largest insurance contract relationship.Establishment, ownership, planning, and operationalization of the human resources department functions.Submission of an ERISA exemption request to allow the organization to operate as an intermediate financial institution under the former DOL "Fiduciary Rule."

Woodbury Financial Services, Inc. is one of the largest independent retail SEC dual registrant (broker-dealers and registered investment adviser) in the U.S.Duties and Work Experience:Coordinating and acting as the "face" of the firm for regulatory examinations and internal audits.Conducting mock exams, simulations, and document vaulting initiatives to prepare the firm for regulatory scrutiny.Creating and implementing all compliance polices and procedures under state and federal laws and regulatory rules.Acting as the Data Security Officer to ensure the security of client financial and personally identifiable information including overseeing the implementation of antivirus, antimalware, encryption, password protections, protective storage, physical and logical access controls, and operationalized testing.Developing and coordinating the annual compliance auditing schedule reflecting the company's highest risks as determined by ongoing assessment using an enterprise-wide approach.Providing updates and guidance to the board of directors and senior management on the compliance oversight program.Responding to regulatory investigations and queries as the principal point of contact.Handling responses to egregious and high-dollar value customer complaints and regulatory inquiries.Developing and coordinating firm element and the annual compliance meeting topics for a multifaceted education training program.Employee mentoring and management.Major Accomplishments:Implementation of all compliance and supervision policies and procedures that resulted in a "no-deficiency" SEC exam review.Implementation of a state-of-the-art interactive systems to automate the documentation, review and monitoring of the Code of Ethics, Outside Security Transactions, Conflicts of Interest, and Gift and Gratuity disclosure review.Design of all compliance requirements to allow advisory representatives to act as portfolio managers.

USAllianz Securities, now operating under the name Questar Capital, is the retail distribution broker-dealer and registered investment adviser of Allianz Insurance Company of North America. Duties and significant work experience included: • Implementation of the firm's Code of Ethics policies and procedures under IA Act Rule 204A-1.• Construction of supervisory and compliance surveillance reports dedicated to identifying problematic trading patterns and research and resolving output directly with BD and RIA agents.• Reconstructing the firm's policies and procedures related to onsite examination and inspection of BD and IAR agents.

Dain Rauscher, now operating under the name RBC Wealth Management, is a national retail broker-dealer and registered investment adviser. My major job duties included:• Construction and implementation of the firm's first Complex and Remote Office inspection program.• Creation and review of supervisory and compliance surveillance reports dedicated to identifying problematic trading patterns and supervision.

Washington Square Securities, Inc. ("WSSI") was the retail distribution broker-dealer and registered investment adviser of Reliastar Life Insurance Company. In 2004, WSSI merged with sister company Locust Street to form ING Financial Partners, Inc. and later changed its name to Voya Financial Partners, Inc. Duties and significant work experience included: • Creation and implementation of disclosure documents dedicated mutual fund switches and variable annuity replacement sales.• Construction of all supervisory surveillance reports dedicated to identifying problematic mutual funds trading activity.• Supervisory principle for direct mutual fund and variable product transaction review and approval.