Founder & Principal: 30+ years as Registered Investment Advisor, CERTIFIED FINANCIAL PLANNER (tm) Professional, LPL Financial Independent Advisor for national & multi-state securities and insurance licenses; in all contiguous states in NJ proximityPractice Focus: -Life Advisor: Solution-Based and Transitional Financial Planning for Life’s intended, and unexpected challenges-Individual Retirement, Investment, Income Tax, Risk Management, and Estate Planning; Small Business Retirement and Employee Benefit Planning SolutionsClient Services-Retirement: Specializing in 401(k) & IRA Rollover options for growth and secure retirement income-Conservative strategies to achieve long term retirement objectives with income tax efficiencies and defensive, custom designed models-Investments: Optimum asset class exposure and asset correlation; income tax efficiency; multiple accounts that work complimentary-Estate Planning: Introspective Review of final transfer to heirs; estate settlement costs, estate and inheritance taxes-Risk Management: Quantitative and Qualitative review of current Risk Management profile including Life, Disability, and Long Term Care Planning NeedsSecurities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. For hyperlinks to FINRA and SIPC, please refer to ‘Contact Info’ section. Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.