As an independent agent with PHP Agency, Inc., my role revolves around providing comprehensive financial services, specializing in life insurance, annuities, and retirement planning solutions. I am dedicated to empowering individuals and families to achieve financial security and independence through personalized guidance and strategic planning. Leveraging PHP's resources and training, I work diligently to assess client needs, offer tailored recommendations, and facilitate the implementation of effective financial strategies. My primary objective is to foster long-term relationships built on trust, integrity, and a commitment to delivering exceptional service and value to every client.

Certified AHIP, MARx and CMS Producer Agent for Medicare Advantage products. RTS with numerous Carriers in a total of 31 states, and appointed with numerous carriers.

Access to Public and Private coverages.

We are pleased to introduce our company, Coutura, Inc. located in the Central Florida. Our focus is creating, and designing clothing, and costuming. Our creations include couture apparel, exclusive garments, costuming and accessories in addition to assorted wardrobe services, which have been viewed on TV, movies, and theme parks.

Two decades of custom service having worked in Sales, Collection, eCare(texting &email), and Network Operations