Mark Monaghan Email & Phone Number

Validated and Verified Applications: Conducted thorough evaluations of application data, including alternative credit products, by analyzing borrower assets, liabilities, income, debts, employment history, pension information, government benefits, and comprehensive credit histories. Performed detailed risk analyses to ensure informed lending decisions.Brokerage Relationship Management: Cultivated and maintained strong professional relationships with brokerages across Ontario, fostering collaboration and enhancing the efficiency of the loan approval process.Document Follow-up and Accuracy Assurance: Ensured prompt submission of required documents by completing timely follow-ups with brokerages and clients, rigorously reviewing applications for completeness and accuracy to expedite the underwriting process.Compliance and Collaboration: Methodically reviewed applications, compliance procedures, and client information, working closely with Quality Control and Closing Officers to maintain high standards of accuracy and timeliness throughout the underwriting process.

Toronto, Ontario, Canada

• Training and Onboarding: Developed and delivered comprehensive training programs for new team members, ensuring they were well-equipped to handle solicitor documents efficiently and manage the timely funding of deals within the RFA funding department.• Reporting and Proactive Management: Drafted detailed projection reports to keep fellow funders informed of the status of their deals, enabling the management team to proactively identify potential challenges and expedite the closing of deals.• Pipeline Management for Western Canada: Oversaw the mortgage application pipeline for Western Canada, meticulously verifying the accuracy and completeness of documents. Promptly addressed discrepancies by liaising with underwriters and solicitors to resolve potential issues.• Fund Disbursement Accuracy: Precisely confirmed wire transfer amounts to facilitate the accurate release of funds, ensuring deals were closed smoothly and on time.• Process Improvement Collaboration: Collaborated closely with the management team to design and implement an innovative reporting tool, promoting operational efficiencies and streamlining business processes across the department

Toronto, Ontario, Canada

• Responsible for connecting and coordinating with GIC Transferring test for current and future products on a bi-weekly basis. • Worked remotely with other GIC members and was required to complete POA’s for clients by retrieving their transfer info and filling out the required forms. • Sent out POA’s to relevant banks and adjusting queries they have regarding the file.• Assisted other team member by retrieving specific information for client files to maximize efficiency.

Canada

• Responsible for keeping track of the company’s transactions while analyzing the expenses and revenue to increase profit margins using excel, by identifying low/high ROA’s to determine increasing or reducing budget within specific areas.• Continuously looking for new products and researching the potential for sales and growth within the current market and respective niche.• Assisting marketing team with insight for allocating resources for paid and organic traffic to reduce CPC/CPM while increasing CTR and ROA’s.

Colborne, Ontario, Canada

Purchased material and equipment for renovations and determined the best cost to performance of material to maximize profits and customer satisfaction. Analyzed and assessed construction plans to make recommendations on how to maximize profits and efficiency.Organized and scheduled multiple trades for proper completion of projects, including new asphalt repairs and installation of new commercial lights at Square One Mall, Mississauga.

Ajax, Ontario, Canada

QuickBooks: Used QuickBooks to run weekly payrolls for clients ranging up to 30 employees. Additionally, I was responsible for adding and removing employees, bank reconciliation, running received payments and source remittances.CaseWare: Used CaseWare for data entry, allocating thousand of transactions, journal entries, adjusting entries and preparing year ends to produce the best results to lower the clients HST and tax owed. Tax Cycle/Dox Cycle: Completed and filed basic tax returns, scanned client’s documents for PDF backup, prepared complicated tax returns for accountants, which resulted with fast completion of clients returns, and reduce amount owed and increase returns.

Master'S Degree, Business Administration And Management, General

Bachelor Of Business Administration - Bba, Accounting And Finance, 3.04 Gpa

Completed courses on accounts payable and account receivables as well as drafted complex statistical reports, including stem-and-leaf.