Mark Murton Email & Phone Number

London, Greater London, United Kingdom

London, United Kingdom

Dublin

Responsible for the credit strategy Policy and deployment for all Bank products (Mortgage/loans/Cards/Overdraft & Commercial)Responsible for the Credit Underwritng Team ( Policy execution, adherence, systems, QA, Branch and department discretions)

UK, ROI And Spain

Athena Consultancy is already a Company with a thriving track record, having completed projects spanning the financial services industry for an array of lenders (Banks, mono lines and P2P), lending types (Consumer and Commercial) and credit infrastructure suppliers and recovery agents.I have a lead an Athena team recruited and brought together to be a.

London Based With In Country Teams

• Global Head of Impairment & Forecasting- Accountable exec for Barclaycard global IAS 39 & GAAP impairment standards, all products and geographies. Worldwide team management.
• Global Head Impairment, Analytical insight and Governance- Expanded role to create a new 100fte analytics based centre of excellence based in India, IRB model build, IFRS9 project, portfolio asset quality & risk.
• SOX business accountable executive

Canary Wharf London, US And Pan European

• Head of International Collections Strategy – Responsible for Spain, France, Germany, Italy & Nordics collections, Recovery and Debt Sale strategy. Management of multi company teams of Risk and Operations for cards and.
• Global Risk lead for group oversight of EMA – Accountable oversight for UAE, India, Africa (inc. South), introducing best practice in strategy and operations for all consumer products (unsecured, secured & second charge)

London & Edinburgh

• Head of Collections strategy- Built and expanded un-secured strategy for Consumer Card & Loan based in London and Glasgow, Risk support of group Mortgage file
• Head of Collections and High Risk Account Management – Creation of trigger based UTD exposure management strategy, new analytics based scoring methodology for segmentation and line reductions. Management of significant.
• Head of Collections Strategy and Operations – Accountable exec for end to end collections and recovery, 220fte call centre and all 3rd party outsourcing.
• Credit Risk leader unsecured portfolio acquisition

London And Edinburgh

• Credit Analyst - unsecured impairment and forecasting - c.8m credit card & loans portfolio
• Senior Credit Analyst – RBS & NW integration, lead role in 2 card platform migration into one, authorisation, limit assignment, expiry & collections strategy build, operations testing and delivery.
• Credit Risk Manager – Mint loan launch, small business credit card launch
• Credit Risk Manager — Commercial Cards (Sole trader, limited Co’s, Partnerships, Middle market and corporate exposures) based in London
• Credit Risk Manager – RBS Cards due diligence team, successful acquisition of 3 portfolio’s