Credit Underwriter
CurrentPlayed a critical role in assessing and managing credit risk for financing applications related to Yamaha products. Collaborated with sales, dealers, and risk management teams to support the company’s financial goals while minimizing risk exposure.• Evaluated credit reports, financial statements, and income documents to determine creditworthiness.• Assessed collateral value and performed risk assessments in line with company underwriting policies.• Made credit decisions within… Show more Played a critical role in assessing and managing credit risk for financing applications related to Yamaha products. Collaborated with sales, dealers, and risk management teams to support the company’s financial goals while minimizing risk exposure.• Evaluated credit reports, financial statements, and income documents to determine creditworthiness.• Assessed collateral value and performed risk assessments in line with company underwriting policies.• Made credit decisions within authorized limits and recommended actions for exceptions.• Prepared reports on credit activities and loan portfolio performance for management review• Assisted in the development and refinement of underwriting guidelines and processes. Show less