Mark Winterbottom Email & Phone Number

Oldham, Gb

Four month fixed term assignment - Oversight of Manchester Building Society cessation accounts and assistance to Newcastle Executive Team on post merger integration.

Manchester, United Kingdom

Board member and finance director with duties including:- One of two members of the Executive Team providing effective contribution to the strategic development of the Society- Chair of ALCO and Treasury Committee - Member of Board, Risk Committee, Credit Committee and Operational Risk & Conduct Committee. - Attendee at Audit Committee- Primary contact with Prudential Regulation Authority- Oversight of appropriate management information for reporting to Board and Committees- Implementation and adherence to the Society’s Board policies and mandates- Staff management of the Finance, MI, HR and Central Admin teams- Development and adoption of effective arrangements, processes and mechanisms to manage risk - Ensuring that the environment and culture of the Finance/Treasury functions is conducive to the fair treatment of customers and delivery of good customer and member outcomes- Delivery of annual financial statements under IFRS and relationship management with external auditors- Management of savings and mortgage interest rates- Oversight of day to day running of Finance and Treasury functions- Compliance with, and ongoing development of, the Society’s Financial Risk Management Policy, ICAAP and ILSA- The timely preparation and submission of reports and returns for the regulators including PRA and FCA- Oversight of foreign exchange hedging strategyKey achievements:- Implementation of IFRS 9- Reintroduction of ICAAP process after several years without approved version- Managing the production of plan to return to capital compliance, in close consultation with regulators- Sound financial management of the Society through period of adversity- Building and maintaining strong relationship with regulators- Leading merger negotiations and due diligence process with a larger Society

Manchester, United Kingdom

Six month contract delivering insightful reporting and business partnering across the Society.

Finance Lead on £150m outsourcing projectWorking as key member of the project's commercial team

Manchester, United Kingdom

Provide first class business partnering to the head of Unsecured Lending and the Cards, Loans and Overdrafts product managers by acting as a key member of the product management teamInsightful month end reporting emphasizing risks and opportunities for the businessWorking closely with the product teams to identify business opportunities and produce models to support business cases to launch new products or develop existing productsLead strategic planning process for supported products to produce 5 year plan to support the Bank’s strategy within desired risk, capital and liquidity guidelinesLeading and supporting key projects affecting Unsecured products including remediation, platform migration and industry wide initiatives

Manchester, United Kingdom

Producing accurate and insightful monthly reporting for the Core banking business on Profit & Loss, Liquidity and Capital requirementsDeveloping product profitability methodology for the first time in the Bank’s historyOverseeing Core Bank planning and forecasting processes

Manchester, United Kingdom

Production and presentation of Audit Committee papersFinance SME on key conduct steering committees including Unsecured Lending remediation and Payment Protection Insurance remediationMethodology, calculation and validation of Conduct and Legal provisions for inclusion in statutory accounts (c.£400m at 2013 year end)Management and analysis of results, budget and forecast for Retail Bank Capital and Impairment chargeManaging relationship with Credit Risk and Financial Control to deliver an accurate, understood, monthly impairment chargeOrganisation of monthly Risk & opportunities sessions along with Retail Products team to provide accurate impairment forecasts.Design and production of monthly Impairment pack and organisation of Retail Losses Group meetings to agree charge, provide insight and decide relevant action on salient issuesIntroduction of new Impairment & Capital reporting into individual product packs including detailed insight into charge and driversGeneration of data to feed into Product Profitability models allowing for timely decision making to effectively utilize the Capital base and maximize profitability.Developing Capital KPIs to enable effective and efficient utilization of the Retail asset baseCreation and execution of process to deliver appropriate granular level of detail to allow for an accurate Capital Loss plan to be produced which is consistent to the Lending plan produced by the business

Manchester, United Kingdom

Design & Development within Business Performance Management (BPM) (2011)• Designed and developed new automated reporting across BPM following bank-wide restructure including monthly reporting which was well received and enhanced reporting at the relevant committees through a simplified process.• Designed & developed new forecasting accuracy process to assess the accuracy of the forecasting teams within BPM involving the production of a model that tracked the accuracy and allowed for review on a periodic basis.• Finance SME and first contact on key strategic systems and ‘Unity’ projects including 6 month secondment to act as SME on project to implement a new Cognos system to replace the current existing systems.- Producing draft Nominal and Product hierarchies that were suitable for BPM reporting requirements and then organizing and running one to one sessions and larger workshops with colleagues to agree final version.- Produced detailed catalogue of BPM reporting & data sources to facilitate new reporting.

Manchester

Corporate & Markets (CAM) Business Partnering (2010)• Coordination and review of rolling forecast process and production of period end management reporting (consolidation of financials and production of commentary and analysis) and. - Received 2010 award for putting customers first as part of the team- Developed CAM Finance & Risk Report with excellent feedback- Successfully led workstream to facilitate better communication across CAM Finance following integration of teams as part of the Britannia merger.Central Finance (2007-9)• Production of 2010 Budget (1st budget following merger with Britannia) and 2010-12 Strategic plan including high levels of coordination with Britannia both pre and post merger. Also leading income consolidation within rolling forecast.- Developed uniform reporting structure for both CFS and Britannia for use in 2010 Budget process.- Produced Budget documentation used for defining the 2010 Budget and Strat Plan, which allowed the Budget to be completed accurately and within set timeframes - Facilitated income reporting within the Budget and Strat Plan processes - Produced final version of 2010 Budget Board paper containing a high level of accuracy that was commended by Board- Presented Budget to CFO.• Consolidation of CFS management accounts and production of Board Report- Produced consolidated, rationalized cost centre and expense nominal structures for use within CFS following merger of Bank and CIS, facilitating improved efficiency and accuracy- Produced Board report to high level of accuracy including insightful commentary as commented on by Board- Managed three staff members so as to enable efficient and effective MI reporting

Manchester

• Working within Business Services department specializing in owner-managed businesses and groups with turnovers ranging from £10-150million but also acting as second manager on large private companies and subsidiaries of PLCs• Field managing jobs with direct reporting to senior managers and partners, leading teams of up to 8 more junior staff members while acting as first point of client contact on all jobs and led planning of audits including budgeting, field team selection, planning meetings with both colleagues and clients•Effective communication of audit findings to manager/partner and direct reporting to client management both orally and within report format

ICAEW training contractAudit and accounts preparation

Politics With Management, Politics, Management, 2:1

4 A Levels (A-C), 10 Gcses (A-C)