Are rising expenses and declining fee income challenging your banking organization’s profitability? There IS a cost-effective solution—one that offers a performance-based fee structure.As Executive Vice President-National Sales for John M. Floyd & Associates, my group helps Financial Institutions understand the compliance- and revenue-improving opportunities JMFA offers.“We only make money if you do” is our value proposition, as many of our services work on a contingency-only basis: If you don’t realize increased income or cost savings from our programs, you pay nothing.John M. Floyd & Associates has been a leader for decades in improving the performance and profitability of banks and credit unions with offerings such as:☞ COMPREHENSIVE OVERDRAFT CONSULTING – JMFA Next Generation Overdraft Privilege™ solves the regulatory challenges that have caused so many Overdraft Service programs to become obsolete. This consumer-focused, fully-disclosed program guarantees 100% compliance. We partner with your organization to implement and manage everything, including on-site training for staff. What’s more, you only pay us a percentage of the increase in income from this service.☞ VENDOR CONTRACT NEGOTIATIONS – JMFA Contract Optimizer program ensures the best terms and rates on vendor agreements such as credit card processing, card branding, core provider and internet banking—saving our clients millions each year. Our 98% success rate in savings with this service is hard to ignore, especially with the cost being only a percentage of what you save.Please view the links below and connect with me here or at:✉: Mark.Roe@JMFA.com | 📞: 972-342-4026COMPREHENSIVE OVERDRAFT CONSULTING | VENDOR CONTRACT NEGOTIATIONS