Mark Baines Email & Phone Number

I am a business aligned and analytical Banking professional with extensive experience in Strategic Business Services, Credit and Loan Management. This experience includes working with impaired customer exposures and dealing with mortgagees in possession sales that require careful, but determined, handling of the situation. Strong business acumen, solutions-driven, with outstanding analytical, communication and problem-solving skills. Proven track record in working with internal stakeholders (business bankers, credit managers and legal services) and external (service providers) stakeholders to achieve the optimal outcome for the Bank in line with established principles.I am known for my ability in analysing complex and detailed financial and non-financial information and developing strategies to minimise the risk/maximise the return to the Bank on categorised files.Key Specialties:Credit and risk managementManagement of impaired assetsTraining and developmentBusiness BankingCredit restructuring Stakeholder ManagementStrong numeracy skillsFinancial & Credit analysis Credit writing and submissionsBusiness acumenLending and Loan Management Retail and Commercial Lending