Mark Carlson concluded his illustrious 25-year career in mortgage originations in March of 2022 to concentrate exclusively on launching parpay, a groundbreaking benefit tailored for Mortgage Loan Officers (MLO’s). Mark has originated and funded >500MM in loan volume primarily sourced through retail referrals from REALTOR® and Builder relationships. Mark's profound understanding of the mortgage business, honed through years of experience, underscores his unwavering commitment to empowering MLOs. His journey epitomizes resilience, perseverance, and dedication in the face of market uncertainties, embodying the ethos of "becoming" through continuous learning and adaptation. Mark's professional accolades include serving on various industry boards and receiving numerous production and leadership awards. His commitment to community service and advocacy for industry initiatives further solidifies his reputation as a respected leader among peers.Mark has held his National Mortgage Licensing System (NMLS) since 2011. Compliant in all aspects of the (S.A.F.E. Mortgage Licensing Act-State Compliance and Bureau Registration System). Completing annual required continuing education including Truth in Lending Regulation-Z, Reg E, RESPA, UDAPP and current CFPB regulations. Other areas of expertise include:Thorough knowledge of FNMA, FHLMC, GNMA, FHA, VA & Non-QM | Mortgage insurer guidelines | TILA/TRID regulations | Equal Credit Opportunity Act | RESPA and CFPB regulations | Local and State real estate finance laws | Compliance and Ethics Codes |