Mark Sanford Email and Phone Number

Capital Markets Analyst for #1 Wholesale Mortgage lender.Responsible for negotiating bulk sales of agency and government loansResponsible for maintaining relationships with loan sale counterpartiesResponsible for managing projects with our IT department to create process enhancements.Responsible for daily best execution analysis, maintaining model assumptions, specified pool analysis and high-balance de minimis considerationsCoordinate MBS and Whole Loan commitments for FNMA, FHLMC, GNMA and non-agency partnersFacilitate margin calls with external counterpartiesMonitor and communicate market conditions for specified pool payupsResponsible for validating Fair Value between multiple financial modelsPerformed various ad hoc projects to enhance secondary marketing business

Maintained proficiency with Microsoft Office programs including Excel, Powerpoint, and WordKey responsibilities were analyzing areas where underwriters were prone to making errors, which groups of people were the most effective and automating reporting for incentive structures.Created weekly/monthly and ad hoc reporting for underwriting leadership to use when making business strategy decisions

Responsible for underwriting mortgage loans according to FNMA and FHLMC conventional loan guidelines.Made decisions to loan money to borrowers based on credit history, income, and asset factors.Became the top producing underwriter 2 in the whole company 2 months after starting.Worked on a day –to-day basis with customers, focusing on their needs and received 2 months of onboarding customer service training.