Payment processing for medium to high risk businesses. This involves understanding risk, compliance and account management. This enables me to understand the fundamentals of the Credit Card Business, Scheme regulations and Programs. Understanding the financial and Reputational Risk and online investigation Techniques, which enables me to: - Understand the key risks associated with the acquiring business- Understand all the major fraud types and how they can mitigated- Assess all investigation and monitoring tools and functionally possible- Understanding the risks of the e-commerce arena- Recognize the risk associated with high-risk merchants- Understand the various fraud and noncompliance types and the techniques used to combat themResponsible for management of the financial/merchant part. Duties include overseeing planning, execution and servicing of various accounts. This involves also managing direct relationships with all the merchants and coordination problem solving activities with them to ensure best merchant experience and smooth flow of all business process - helping merchants with questions regarding their acquiring bank, changes they want to apply to their account and adding new acquirers to a existing merchant if that’s needed and quickly identify and resolve variances, failures and discrepancies in financials.

First point of contact for all merchants trying to get a merchant account. Adding merchants required gathering their financial requirements (processing history, information about UBO and Directors, sales volumes, methods of acceptance and their security measurements taken etc.). Understanding the aspects of the merchant acquiring business, within the context of the high risk card payments industry.

Understanding the handling of merchant application for holding funds captured from credit and debit cards sales and understanding the legal agreement between the merchant and the processor.