• Develop and execute operational strategic plans across three business units; First Payment Services, Secure Identity Systems, and B Squared.• Direct daily activities of financial oversight, including management over P&L, operations, HR, sales, and customer service which has dramatically increased profitability by 83% in 2020 from 2019 and another 81% in 2021, garnering back-to-back positions in the Inc. 5000 (The company’s profitability each of the past 6 years under my management has exceeded every year prior to my employment – 9 years). Overall annual profitability is up 570% compared to my predecessors’ performance.• Plan and implement strategic projects including software/system development, product design, and overall technology strategy by working with overseas development teams to product low-cost, high quality software services for our clients.• Constantly evaluate current infrastructure and modify processes and tools to facilitate analytical decisions to optimize the generation of revenue by Partners, Independent Contractors, and Consultants, thus improving operational efficiencies and profitability while continuing to sustain and build upon company growth momentum.• Oversee relations with a distributed workforce, including vendors, contract workers, clients, and outside development partners.• Drive the hiring, onboarding, and training of W2 and 1099 staff, increasing the average length of employment from 8 months to over five years, radically reducing employee churn.

- Develop, recommend and execute operational strategic plan to include mission, goals, strategy and tactics for all areas of operations toward the goal of achieving superior operational performance at the company consistent with customer service goals and a low cost structure.- Assess existing operating standards to identify opportunities for process improvements and best practice adoption across the organization.- Conceive and direct major operational projects, and particularly software/systems development efforts. including product design and technology strategy.- Supervise outside advisors and Client Company employees to prepare financial statements for management, the Board of Directors, and shareholders.- Oversee all accounting functions to include general ledger, accounts payable/receivable, payroll and benefits.- Develop budgets (annually or more frequently, as required) for management and the Board of Directors, and measures actual performance against budget performance.- Performs personnel actions including performance appraisals, disciplinary actions, and interviewing candidates for employment; supervises the daily activities of the financial

• Establish annual budgets and track KPIs helping to reduce certain fee categories by over 40% and increase profitability while still enhancing products and services.• Supervise and direct merchant card underwriting efforts, including statement analysis and pricing, and work alongside some of the largest processing companies in the world, including FIS, Global, and FiSERV.• Analyze merchant portfolios for profitability and recommend acquisition plan and suggest purchase price based on future projected earnings.• Manage over 50 vendor and partner relationships, including relationship and contractual.

• Managed C-Suite bank relationships relating to their commercial loan portfolio.• Conducted training workshops and implemented incentive plans tailored for each client's branch.