After enjoying progressively more responsibility during my tenure with SunTrust Bank and its predecessor, Trust Company Bank, I am pursuing a second career helping US banks develop their credit delivery process for Wealth Management clients and by providing credit-focused Wealth Management education. I am experienced in both "Large Bank" and "Community Bank" environments. During my tenure at SunTrust, I served as both a producer of new business and as a manager of new business producers. I have led large geographically disbursed teams as well as smaller locally focused teams. Specialties: 1. Private Banking for high net worth clients with an emphasis on designing and providing strategic credit services that provide economic benefit through cost-effective borrowing alternatives, enhancing investment returns, and avoidance or deferral of potential taxable situations. Experience includes private lending, mortgage lending, commercial lending, and commercial real estate lending.2. Private Banking for Non-Resident Alien clients with an emphasis on providing strategic credit services.3. Commercial Banking for small to middle-market businesses in multiple industries and markets. 4. Designing credit policy for both the domestic US and International Private Banking and Commercial Banking lines of business.5. Building the business from start-up through maturity. Experience includes start-up leadership of the Private Banking, Private Wealth Management, and Family Office Credit businesses at SunTrust.Areas of acquired expertise:• Credit Product Design and Sales• Strategy Development• Coaching Performance Gains• Driving Revenue Increases• Cost Effective Delivery System Design and Execution Credit and Operational Risk Management• Incentive System Design• Balance Sheet, P & L Responsibility• Managing Change and Transition• Competitive Analysis• Pricing Model Input Design• Leadership of Teams• High Net Worth Individuals• Ultra High Net Worth Individuals• Commercial Credit• Alternative Investments as Collateral• Approval Authority
Listed skills include Banking, Credit, Investments, Private Banking, and 42 others.