Tonoff Financial Services, Inc. (TFS)At TFS, we work with our clients to help them plan for a safe and secure retirement. My clients choose to do business with me in my role as a Financial Representative because I create personalized solutions based on their unique financial goals, objectives, and concerns. Our goal is to maximize your retirement income through effective Social Security planning and creating a "pension-like" guaranteed income stream for life. Rollovers from 401k, 403b and IRA plans are one of our main areas of focus on with our clients. Our business is built on long term relationships with our clients that lead to many referrals from their friends and families.Please contact us if you are changing jobs or doing pre or post- retirement planning so we can help to put a plan together that works for YOU!Specialties: Retirement Planning401kIncome MaximizationSocial Security OptimizationWealth Transfer StrategiesIndividual Retirement AccountsAnnuitiesLife InsuranceDisability Insurance