Marta Olivas Email & Phone Number

Denver, Colorado, United States

As a Government Sanctions Analyst on the third line of defense, I am responsible for handling investigations pertaining to potential sanctions breaches. I oversee and manage special projects that provide support to my team and the organization to ensure WU is complying with worldwide sanctions requirements by identifiying and managing existing and emerging risks that stem from business products and activity. I am responsible for ensuring risks associated with business activities are effectively identified, measured, monitored, and controlled by screening customers against Specially Designated Nationals and blocked persons designation lists from a variety of regulators and ensuring the company follows written risk and compliance policies and procedures for Sanctions activities. I handle internal escalations related to real time risk assessment on individuals that hit against OFAC, and other sanctions lists to determine if a transaction is to be released, refunded or blocked. I am responsible for analyzing prohibited activity involving the ongoing situation in Russia and Syria and reporting this directly to OFAC. Due to the everchanging events events in government sanctions, my role is constantly adapting to the needs of the company and the team.

Denver, Colorado, United States

• Research and analyze reports, referrals and alerts for potential AML or fraud and determine whether to open or close a case. Conduct simple and more involved external and intermediary fraud and financial crimes investigations with direction from senior level staff.• Work with Operations to provide guidance on Sanctions program.• Provide AML, Sanctions and fraud compliance oversight as needed to ensure activities/transactions are consistently handled and/or referred.• Provide input on department processes and procedures; work with senior levels to implement changes.• Assist in more complex fraud and financial crimes investigations with other senior levels.• Coordinate annual reports and/or training for filing.• Assist in responding to regulatory inquiries with direction from senior levels.• Review current policies and procedures; identify and help to implement new and/or enhanced practices.• Contribute to the development of new and/or enhanced compliance programs and enterprise-wide initiatives.• Research current, new, and proposed regulatory requirements (e.g., statutes, regulations, bulletins) to determine impact to organization.• Provide guidance and/or develop summaries related to regulatory requirements; identify possible courses of action for various departments.• Analyze processes, services and products and provide ongoing guidance to ensure compliance with regulatory and statutory requirements.• Compile information for completion of reporting, including reports for management and state/federal regulators. Depending on complexity of the request, perform analysis, identify trends and follow up on opportunities for enhancement.• Manage, oversee and analyze reports from third-parties (e.g., sub advisors, audit firms)• Provide guidance and support to business partners (e.g., Sales and Marketing) in creation of mandated product training.• Update and maintaining complete and accurate policies, procedures, compliance logs or files.

Westminster, Co

As a co-owner of the insurance agency, I was responsible for developing and implementing compliance procedures related to insurance. This included assisting in the handling of claims by conducting in-depth analysis of clients with relation to insurance fraud. I managed a diverse set of client portfolios to protect the overall risk of the company and the agency. I handled escalations pertaining to clients regarding billing, coverages, claims and legal matters. I managed existing commercial clients by handling policy endorsements and requests made by third party stakeholders while complying with state and federal regulations.

· Identify and escalate money laundering risk related activity by monitoring and analyzing alerts concerning the patterns and trends associated with money laundering and any other potential risks related to Western Union. · Report suspicious and/or unusual activity as required by anti-money laundering laws, including identification, escalation and monitoring the misuse of money transfers by agents or consumers. · Conduct moderately complex research by use of open source intelligence such as Google, CLEAR, and internal Western Union databases. · Recognize new/emerging patterns/typologies and respond with appropriate investigative techniques based on applied knowledge and a wide range of research/investigative techniques. · Make independent work-related decisions based on company policies and procedures. · Continuous learning and understanding of the AML risk and concerns. · Assist with data statistics for by running queries in Microsoft Access, use of SQL knowledge and analyzing large sets of data via pivot tables to create graphs/charts. · Draft U.S. Regulatory SARs and Mexico STRs. · Chairman of the departments Fun Wall Committee in charge of leading team building activities and updating wall with important events, fraud trends and any WU related news. · Translate documents from Spanish to English regarding memorandum from Mexico pertaining to the SWB AML monitoring.

Resolved client issues by leveraging technology and business experts within Schwab to identify efficient and effective methods to meet client goals. In this role, I served as an expert on banking products and services as well as provide technical assistance to clients. I was responsible for identifying risk related to fraud monitoring through the VISA platforms. This included troubleshooting issues and research solutions for clients that were traveling and were victims of fraud while simultaneously providing the help and guidance with financial transactions that Schwab’s clients come to rely on. Other responsibilities included administrating wire transfers; both incoming and outgoing wires within the U.S. and international while verifying compliance requirements for all transactions.

Client service representative, ATM and vault balancing, filing, telephone directing, report managing, wire transfer representative, faxing documents, and other administrative assistance while maintaining branch compliance and audit tasks including daily cash auditing/balancing for the vaults and cash drawers, documenting AML results for accounts as well as suspicious activity reports in compliance with the Bank Secrecy Act and the USA Patriot Act.

Assessed and responded to the needs of 50 freshmen students each semester, while providing educational programs and paraprofessional counseling as well. Managed administrative tasks including room condition reports, maintenance requests, incident reports, and the room change process. Took upon receptionist responsibilities weekly and enforced college policy.

Master'S Degree, Spanish Language And Literature

Activities and Societies: Sigma Delta Pi

Bachelor’S Degree, Spanish Language And Literature

Bachelor Of Arts (B.A.) In Spanish, Spanish Language And Literature

Activities and Societies: University Of Wyoming Resident Assistants OrganizationI participated in a study abroad program.