Marteen Christian Ram Email and Phone Number

• Produced comprehensive weekly market updates, providing analysis of market developments and key economic data to institutional clients.• Prepared high-impact marketing materials (e.g. Qualified Institutional Buyer Teaser, Syndicate Briefer and FAQ Sheet) to drive investor and lender interest in capital market offerings.• Received an overview on debt capital markets, equity capital markets, financial advisory, financial modeling & valuation and deal execution through rotational teach-ins.• Drafted bond offering memos and pitch decks comprising credit analysis, risk identification and industry benchmarking.

• Identified and matched key pain points with specific cash management solutions resulting to the successful growth of the deposit portfolio by Php 900 Million.• Managed a sizable loan portfolio of Php 15.5 Billion as of FY 2023, with accounts doing business in various industries such as petroleum trade, microfinancing, hospital operations, IT, retailing, farming, construction et al. • Consistent networking with various clients which translated to effective cross selling of bank products with the goal to improve portfolio profitability.

• Supervised a team of 5 Service Associates and oversaw clients' transactional requirements focusing on loan, trade finance, cash management and leasing transactions. • Coordinated with internal units (e.g. operations, legal/policy and branch units) to ensure end-to-end client servicing, advocating modification of existing bank policies in order to adapt to changing industry practices.• Led timely implementation and documentation of approved credit facilities covering critical documents such as loan agreements, suretyships, foreign guarantees, mortgages and other collateral documents.

• Completed the bank's premier management trainee program designed to give a holistic understanding of the organization through extensive training and rigorous examination.• Underwent cross-functional department exposure to gain in-depth understanding of their respective roles and contributions to banking operations.