Martha Mccabe Email & Phone Number

Chicago, Illinois, United States

• Responsible for analyzing mortgage loan underwriting reviews to cover all aspects of credit, capacity, and collateral to determine investment quality including analyzing various income documents, including IRS tax.
• Leveraged expertise to complete repurchase letters identifying loan defects.
• Evaluated debt-to-income ratios, loan-to-value ratios, and asset requirements, maintaining compliance with organizational mortgage guidelines.
• Established and cultivated working relationships with Business Partners, earning the reputation of subject matter expert in assisting with operational efficiencies.
• Remained abreast of everchanging guidelines to ensure compliance, consistently exceeding production goals and timelines to support the organizational bottom line
• Recognized for success with project management working across various departments for operational efficiencies, building relationships in an Agile environment. Extensive Experience using Encompass LOS platform, DU, and.

Chicago, Illinois, United States

• Performed the end-to-end analysis of all mortgage loan types to assist in structuring loans upfront, reviewed credit escalations and credit exceptions, utilizing the credit qualifications to restructure the loans as.
• Performed independent assessment of credit & collateral risk within the consumer loan division utilizing findings to create monthly reports for Senior Management
• Developed credit analysis reports for various assigned markets, presenting to the Finance Directors explaining the classification of each customer
• Leveraged client financial position and securities to recommend and apply SAP necessary credit limit changes, assisting multiple customers within a variety of markets
• Facilitated credit analysis on financial statements of potential and existing clients, determining the impact of risk and setting appropriate credit limits
• Strong Communication (verbal & written), presentation, problem-solving, and technical skills with well-honed ability to build robust rapports with Top Management, and Business users to achieve challenging Business goals.

Richmond, Virginia Area

• Completed organizational post funding loan reviews from application through closing documentation, maintaining the highest level of quality as well as ensuring compliance with all set guidelines
• Partnered with various business units within the organization, analyzing and identifying documented defects within loans
• Expanded area of expertise concerning loan types, managing government, conventional, and portfolio automated and manual underwriting
• Assessed various documentation such as income and self-employed earnings, leveraging information to determine eligibility criteria
• Consistently met or exceeded the assigned internal metrics, including turn-time, completed loan reviews, and quality of findings, assisting in contributing to the organization being named Best in Class

Cary, NC

Recognized for consistent top performance as a Senior Quality Assurance Contract Underwriter, working onsite with a customer performing detailed analysis of all Mortgage loans to ensure salability to investors.Maintained the Highest level of Underwriting Authority of $5,000,000 reporting to Senior Management

Greensboro/Winston-Salem, North Carolina Area

• Coached a Team of 13 QC auditors with full responsibility overseeing QC processes/audit procedures and distributing workload, reviewing performance, and reporting QC findings to senior management, providing guidance.

Bachelor'S Degree, Business Administration And Management, General

Emphasis in Insurance and Financial Security

Business Administration And Management, General

Education record

Education record