Martha Morales Email and Phone Number
My most recent experience (which is not the current one) most defines my professional profile, it was 7 years in a Colombian microcredit bank, belonging to the BBVA Microfinance Foundation.I worked in the Operations Area and, in general terms, my contribution was to support the Portfolio Director to achieve the objectives of the area, through technical and/or operational support to the Analysts of the area in the different processes, as well as in the generation, analysis and review of information for internal and external banking supervision and control clients.Additionally, I was in charge of my own functions and the preparation of various management reports on the entity's portfolio, among others.Finally, I had the opportunity to substitute for the Area Director during her absences, which added a plus to my professional career.
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AdministrativeAdecco Outsourcing Jul 2023 - PresentMadrid, Community Of Madrid, SpainSupport in the application of consumer credit payments, accounting records for transferring funds, reconciliation of transaction bases, and email management.
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Financial Advisor And Real Estate AgentInmopiso S.L. Apr 2022 - Jan 2023Madrid, Comunidad De Madrid, EspañaProviding advice to costumers covering their financial needs particularly in the areas of Property, Investment and Savings.Working with the legal team to achieve costumer's financial goals. Negotiating debt restructuring and debt settlement with various borrowers within the portfolio.Reviewing Statement of Affairs and Standard Financial Statements in order to get a broader knowledge of the borrower's financial situation.Strong diary management. Conducting viewings. Resolving all costumer queries and complaints within the agreed service level agreement.
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Senior Portfolio Operations SpecialistBanco De Las Microfinanzas - Bancamia S.A. Mar 2019 - Nov 2021Bogota, Capital District, ColombiaDrafting and analysis of monthly reports on the bank's portfolio.Review portfolio fundamentals and justification of variations to the Statutory Auditor's Office and Auditing.Review of portfolio provisions and results management.Authorization of debt adjustments and customer ratings in Information Centres. Support validating calculations for adjusting repayment tables for customers financially affected by Covid 19.Involvement regarding new processes or solutions in case of incidences.Follow up and support the department's analysts to meet monthly objectives. Substitute for the Department Director during absences. -
Portfolio Management AnalystBanco De Las Microfinanzas - Bancamia S.A. Apr 2015 - Feb 2019Capital District, ColombiaDevelopment of balance sheet reports focused on the Bank's portfolio.Review, adjustment, and transmission of reports for Banking Supervisory Bodies. Analysis of amortization tables to verify the correct calculation of interest fees, commissions, and debtor insurance.Accounting of mortgage housing loans to employees and subsequent follow-up on household insurance and adjustment of guarantees.
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Accounting AdministratorPromotoledo S.L. Nov 2016 - Feb 2019Toledo, Castile-La Mancha, SpainBookkeeping of operations, administrative tasks, treasury supervision, customer, supplier and bank point of contact, advertising reports, invoicing, telephone, and personal support.
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Budget CoordinatorBanco Cafetero Jan 1998 - Sep 2000Capital District, ColombiaDebt-Collections Supervisor and Teleoperator, making calls to customers to collect overdue loans and credit installments (1yr and a half). Coordinate and support the preparation, analysis, and presentation of budgetary and financial reports. Consolidated balance sheet and office financial analysis. Perform, assess and be accountable for foreign currency transaction operations. Accounting and reporting of operations of the Foreign Exchange Department. Reconciliation, review, and analysis of foreign currency transactionsAccounting, auditing, and reporting of transactions in local currencies.Secretary of various Departments: Vice-Presidency and International Management, Credit Department, Foreign Department, Visa Card, and HR.
Martha Morales Education Details
Frequently Asked Questions about Martha Morales
What company does Martha Morales work for?
Martha Morales works for Adecco Outsourcing
What is Martha Morales's role at the current company?
Martha Morales's current role is Professional in Banking and Financial Analysis.
What schools did Martha Morales attend?
Martha Morales attended Pontificia Universidad Javeriana, Polit��cnico Grancolombiano.
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