CalGar Enterprises, LLC is a commercial janitorial and commercial construction make ready/cleaning company. Annual revenue in excess of $2.5 million. Responsible for all Accounting and Financial Reporting functions, as well as HR Compliance functions. This includes both A/P and A/R, Payroll, Bank Account and Credit Card reconciliation and timely completion of all Construction Prequalification Submissions to various General Contractors. Additional responsibilities include liaison function for employees in the field who possibly need HR assistance.

Seasoned financial professional who can assist with Quick Books, Bank Reconciliation, Audit Trails and general accounting services. Especially proficient with tracing money through a process and insuring that general ledgers are properly set up and credited. Current clients include large Commercial Cleaning/Make Ready LLC and small investment portfolio accounting.

Director of Investor Services for Progressive Equities, LLC. Responsible for all stages of the investing partner experience from the delivery of the offering documents to the revenue distribution from our private placement offerings. Also responsible for management of the Call Center, Client Relations and fund accounting and reconciliation as it pertains to investor subscription purchases and subsequent revenue distributions to the investing partners once the fund closes and begins to generate regular monthly income. Implemented a paperless processing environment while accrediting investors for acceptance into various 506(c) programs, according to SEC guidelines.Extensive background includes dealing with acquisitions and mergers of large portfolios which include obtaining and boarding sensitive data while providing a seamless transition to the clients involved in the transfer.

Responsible for the Home Owner's Assistance Call Center, Loss Mitigation and Payoff & Reinstatement Departments. Insured all calls were handled promptly and efficiently according to multiple lender guidelines and that all payoff and reinstatement quotes were processed timely and accurately. Counseled with borrowers regarding their loss mitigation options. Created and implemented Document Preparation services which, from 2007-2010, generated in excess of 40,000 sets of Loan Modification documents delivered to homeowners on a nationwide basis. Additional responsibilities included management of the Texas Home Equity foreclosure process and Litigation Support Services. Managed four direct report managers/supervisors and a staff of 35.

Responsible for overall management of Cash Operations, Escrow, Loan Control, Acquisition Services, GL Reconciliations, Call Center, Document Control, Lien Release and Post Closing Departments in the management of a portfolio of loans, which included both residential and commercial properties. Managed a large SBA portfolio. Responsible for boarding and balancing all portfolio acquisitions. Successfully boarded over 4400 loans in a manual process in eight days, when the Sales Agreement called for a transfer of servicing within 20 days of execution. Utilized multiple merges of data and an assembly line method of processing, balancing and auditing. Managed five direct report managers with a total staff of 60.

Independent residential mortgage broker. Worked with multiple funding sources to broker residential purchase money and refinanced mortgage loans.

Managed Cashiering, Payoff and Lien Release departments starting with Sunbelt Savings/Sunbelt Mortgage and after acquisition by FT Mortgage/First Horizon.

Assistant Divisional Manager, Master Servicing. Successfully performed document review, pricing and purchasing of over $1 billion in mortgage revenue bonds for a Wall Street Conduit.

Throughout career, worked in Cash Processing, Training Department, Branch Management of multiple offices and progressed to Vice President of residential underwriting.