@dm2find offers 3 main services:1) the 'AI Accelerator', a SaaS platform for developing 'virtual AI Assistants' leveraging Large Language Models (AI)2) the 'Virtual Travel Concierge' to guide tourists to events, markets, festivals & museums via chatting or speaking3) Strategic AI boardroom workshop 1/2 day

Manifera helps companies to expand software development capacity in an easy and cost-effective way, we can provide you with a team of software developers who act as your own extended team. You will have full control of the developers and you will work with the developers directly.We work with SMEs and MNCs from Europe, South East Asia and USA. With our team of experienced software developers and quality engineers we provide our clients with Offshore Software Development teams and custom made software application development services.

Generated massive customer growth through quantum prospecting and growth hacking. Instrumental in being selected by Singapore government bodies as curated solution to roll out to heartland merchants. Responsible for international sales and building the partnership channel.

On-line retailer of baby products in Malaysia. Established company in 2014 and achieved immediate profitability. Responsible for General Management, Business Development, Operations, Accounting, Web Development, Social Media.

Built full-fledged boutique baby products marketplace.Exclusive partner Great Singapore Sales 2017 by UOB Bank. Exclusive partner DBS Bank 2014-2016.Multiple payment gateways/methods, including Braintree, Stripe, Bitcoin, Alipay

Martijn was CEO of BilltoBill (owned by Oriel Communications, later Astra Capital Ltd., ASX: AKR) and a payment industry expert. To distinguish from the competition in China, Martijn focussed on attracting merchants outside of China.BilltoBill offered access to the spending of mainland China customers, predominantly via China Union Pay cards. Acquired Cathay Pacific Airways, Dragonair, Singapore Airlines, HotelTravel, Mondial-Assistance as BilltoBill's customers.Interview by TravelTalkRadio at UATP conference Dublin, March 2006:http://www.traveltalkradio.com/dublinUATP/martijnhavinga_holland_mar29_06.mp3

Bibit (predecessor of ADYEN) was an online payment company based in The Netherlands offering card processing and local payment methods.Joined and participated with shares at an early stage. Bibit became profitable and was later acquired by Royal Bank of Scotland in April 2004.Part of Bibit's core team later established Adyen.Delivered contracts with global e-commerce merchants from the U.S. to support them with European and Asian payment methods.Built the on-line gaming market from nothing.Signed up merchants outside of Europe and sourced alternative payment methods in Asia.Established presence in Asia through Japanese legal entity (K.K.) and interfaces for Japanese and Singaporean payment methods, resp. payment through ATM in Japan (‘Zengin’) and eNets in Singapore.Recruited and successfully trained the sales manager for North America.Built highly profitable business unit in legitimate online gambling industry: the major UK based online merchants (Ladbrokes, William Hill), companies in territories with online gaming legislation (Malta and Gibraltar) and state licensed lotteries.Lead and participated in international breakthrough deals for Bibit.Presented and won major innovative IT company award in 1999 which enhanced the credibility and visibility of Bibit.

Responsible for all business with ING bank and Insurance Group. Almost 200 consultants were working with ING Group.

Negotiated and signed a worldwide license for electronic banking system with ING foreign department.Responsible for business development within assigned departments in ING Group, including Crediet & Effecten Bank, ING Barings and ING foreign department.

Managed Business Consultancy Unit. Developed Data Warehousing Practice

Responsible for and hands-on involved in selling dealing room software (Theodoor Gilissen Bankiers) and electronic banking solutions (F. van Lanschot Bankiers, Friesland Bank).

Assigned to various (sales) projects and customers:Re-engineered and re-designed outdated back office options and futures system at ABN Amro Bank.Sold and project managed dealing room software at Amro Bank (Cologne, Germany), Robeco Group (Rotterdam, The Netherlands), Industrial Bank of Japan (London/UK) and Sanwa Bank (London/UK).

Writing documentation of existing IT systems at Pierson, Heldring & Pierson (part of AMRO bank at that time)