Leading a team of hardworking, long serving colleagues, I provide advice and guidance to new and existing clients from all walks of life. My day can see me speaking to professional footballers to self employed bathroom fitters. From high-net-worth individuals to employees of smaller businesses.Communication is key to my role. Analysis of existing financial products and clients needs with the skill of presenting solutions to fulfil those client dreams, enables us to plan with our clients how to address each need in order of priority. Planning to not fail as opposed to failing not to plan.We offer truly independent whole of market advice on most aspects of financial planning including:• Pensions• Investments• Life assurance and other protection needs• Equity release• Tax planning

Leading a team of hardworking, long serving colleagues, I provide advice and guidance to new and existing clients from all walks of life. My day can see me speaking to professional footballers to self employed bathroom fitters. From high-net-worth individuals to employees of smaller businesses.Communication is key to my role. Analysis of existing financial products and clients needs with the skill of presenting solutions to fulfil those client dreams, enables us to plan with our clients how to address each need in order of priority. Planning to not fail as opposed to failing not to plan.We offer truly independent whole of market advice on most aspects of financial planning including:• Pensions• Investments• Life assurance and other protection needs• Equity release• Tax planningMy role was to generate business in direct competition with:• One Financial Solutions• Mazars Financial Planning• MLP Wealth Management• City Financial Consultants Ltd• Clear Financial Advice• QI Financial Solutions• Unbiased Financial Group• Gordon Blair Financial Services• St. James’s Place

Leading a team of hardworking, long serving colleagues, I provide advice and guidance to new and existing clients from all walks of life. My day can see me speaking to professional footballers to self employed bathroom fitters. From high-net-worth individuals to employees of smaller businesses.Communication is key to my role. Analysis of existing financial products and clients needs with the skill of presenting solutions to fulfil those client dreams, enables us to plan with our clients how to address each need in order of priority. Planning to not fail as opposed to failing not to plan.My role here was to generate business in direct competition with the likes of:• One Financial Solutions• Mazars Financial Planning• MLP Wealth Management• City Financial Consultants Ltd• Clear Financial Advice• QI Financial Solutions• Unbiased Financial Group• Gordon Blair Financial Services• St. James’s Place

Generate new business from a database of existing clients.

Beginning my financial services journey as a pension administrator I quickly began to specialise in pension transfers and in the recent past have advised clients on defined benefit (final salary) transfers as a pension transfer specialist. This has enabled me to become an expert in self invested pensions including small, self-administered pension schemes (SSAS) and the investments held therein.Up to 2012 we managed portfolios of investment trusts and as a result we are lucky to have expert knowledge of these particular investments. Building portfolios of investments for our clients in these underappreciated assets has benefitted me by giving me an excellent understanding of investment planning that many advisers would be glad to have. I am now using that knowledge to guide clients towards Environmental Sustainable Governance (ESG) investing where appropriate as I genuinely believe that we need to be more considerate of people and the environment when investing for the future.Life assurance should be the foundation of everyone’s financial planning on which everything else is built. From family protection to mortgage protection, I advise clients on the most suitable life assurance for their needs taking into consideration cost, terms and the features that an insurance company has to offer. Income protection and critical illness advice is added to our planning for the client to give protection for their and their family’s financial future.Equity release can provide that later life financial planning solution that clients need to maintain their standard of living, reduce inheritance tax or help family with accelerated inheritance for property purchase. As a member of the Equity Release Council, I consider lifetime mortgages, home reversion schemes, retirement interest only mortgages and downsizing in my advice. I feel that it is important to involve the family in all matters related to this specialist area of advice especially when it affects estate planning.

•Dealing with High Net Worth individuals, take a proactive approach to providing independent strategic retirement planning•Act as centre of excellence for the Bank compiling complex reports analysing existing pension arrangements with recommendations for action going forward•One of two Private Bankers accredited by the FSA to give pensions advice within the Bank•Responsible for the assemblage of pensions procedures on behalf of the compliance department•Present to potential new business introducers on the pensions advisory element of the Wealth Management proposition•Designed written tests for the accreditation of candidates for the role of Private Banker

•Provided support to three senior managers in an established centre of excellence within the Bank•Specialised in retirement planning and strategic independent pension advice for high net worth clients•Prepared complex recommendations on behalf of senior managers relating to all areas of retirement planning•Arranged third party and in house investments for SSAS and SIPPP clients•Daily contact with clients by telephone or in person•Progressed through Bank’s internal accreditation process for PIA registration

•Responsible for administration of over 50 SSAS together with other grouped arrangements•Maintained existing client base of grouped personal pensions and occupational schemes including grouped life and permanent health insurance•Calculated Inland Revenue maximum benefits for retiring members•Advised clients on annuities, income drawdown and phased retirement

Day to day administration as the support for two independent financial advisers including the director of Life & Pensions

Starting my career as a pensions administrator I quickly progressed into the specialist role of dealing with pension transfers. Having spent most of my time dealing with cases from National IFAs I went on to become the assistant to the Sales Consultant responsible for these accounts dealing with them on a one to one basis.