"Risk comes from not knowing what you're doing - Warren BuffettI am an accomplished and astute Banking & Financial Services professional with 16+ years of experience in Credit Risk Management & Compliance, Credit Decisions, Business Banking Operations, Mortgages & Loans. I possess excellent knowledge of the key regulatory requirements as well as Payment Service Regulations and ability to interpret complex regulatory information.I carry hands-on experience in conceptualizing and implementing BAU procedures & process strategy, including cost pressure, risk identification and mitigation. My core competencies lie in carrying out banking operations with extensive knowledge of the government policies, regulations and provisions of various statutory acts with relevance to financial credits.Over my vast career expanse, I have achieved outstanding success and reputable track record in my credit decision roles. I have garnered in-depth expertise in Strategic planning, designing and implementing systems / procedures to enhance the overall efficiency of the bank in line with the corporate business goals.My email address is martin_praveen@yahoo.com in case you want to contact me.I possess the following skills• Operations planning• Business performance management• Budget oversight• Reporting management• Data-driven decision-making• Multi-unit operations management• Systems implementation• Continuous improvements• Staff retention• Performance reporting• Strategic resource management• Influencing and negotiating• Cross-functional team leadership• Client relationship management• Workforce training and development• Operational troubleshooting• Process improvement• Analytical problem-solving