• Investigated transactions to determine financial activities, conducted research EDD/CDD on clients that satisfied precise monitoring system thresholds for potential money laundering activities in accordance with regulatory AML and compliance guidelines.• Reviewed system-generated alerts, assessed impact to AML processes, conducted research as required, and documented results in written format.• Analyzing extensive accounting statements to detect any patterns or trends that present illegal activities or frauds. • Identify and analyze Anti-Money-Laundering (AML) alerts for high-risk business/personal retail and private accounts and manual alerts.• Performs encompassing research considering various AML risk factors and indicators to determine if a Suspicious Activity Report (SAR) requires completion. • Reviews and evaluates alerts/cases consisting of anomalous or potentially suspicious activity and makes SAR Disclosure/No Disclosure recommendation for manager's approval. • Review’s customer and account activity including transactions data and customer relationships to accurately identify cautionary/red flags and suspicious activities that require reporting for money laundering activities to make SAR filing determination. • Writes quality investigative narratives and SARs based upon transactional activity and customer relationships to report suspicious activity and evidence of possible money laundering or terrorist financing activities.• Wrote suspicious activity reports, filed CTRs, addressed sanctions alerts and other applicable AML processes in accordance with regulations and time limitations. • Worked with team members to determine whether to close cases, escalate findings and/or file a SAR with the various global regulatory, law enforcement or, financial intelligence units.

• Analysis sensitive information concerning transactional data of customers activity and conducts in-depths research on money laundering (structuring, flipping or avoidance) and other financial crime activity in order to determine if the filling of SAR is required, documented analysis and recommendations on summary write-ups in a concise and thorough manner.• Review and evaluate red flags alerts/cases consisting of anomalous or potentially suspicious activity and makes SAR disclosure/No disclosure recommendation for manager’s approval.• Suspicious Activity Report Writing • Transaction Monitoring and Sanctions mitigation and disposition • Investigate fraud, terrorist financing, money laundering, and unusual activity consumer activity by performing transaction analysis for the US and international customer• Evaluate the AML and fraud alert parameters to maximize efficiency and provide oversight of other employees in the BSA department• Gathered information from outside resources such as internet searches, third party vendors, and public records to help in the proper implementation

• Reviewed all required Anti-Money Laundering (AML)/ Know Your Customer (KYC) Regulatory requirements for all clients and analyzed any transactions that appeared unusual based on the customer's profile • Engage clients to obtain requisite KYC due diligence information and ensure outstanding requests are resolved within SLA timeframes. • Compiling all AML data gotten from cases worked on, report metrics and qualitative factors to support analysis and review of Money Transfer alerts (AML and Confirmed Consumer Fraud alerts). • Performs other duties as assigned given the investigative results, such as requesting consumer for proper interview and refund. • Gathered information from outside resources such as internet searches, third party vendors, and public records to help in the proper investigative processes. • Performs confidential research and analysis of alerted financial transactions generated by more complex monitoring rules in a timely manner. • Reviewed and wrote periodic memo for KYC documentation and recommend relationship retention or termination and track account closures as required through the Compliance/ Sanction Advisory team • Conducts all regulatory submissions within the timelines and guidelines of the Bank Secrecy Act and country regulatory requirements

• Conduct KYC Consumer Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) investigations and transaction analysis on middle and high risk customers including counterparties to verify purpose and legitimacy of activity using internal and external systems and databases and document findings pursuant to KYC/AML policies. • Reviewed and wrote periodic memo for KYC documentation and recommend relationship retention or termination and track account closures as required through the Compliance/ Sanction Advisory team • Conducted research and/or background investigations on transactions, individuals, business entities, organizations and/or locations to identify and mitigate associated sanctions, reviewed and analyzed due diligence data from a variety of sources to determine overall risk. • Provide feedback, input and suggestions on AML (Anti-Money Laundering) and Know Your Customer (KYC) issues, acting as a subject matter expert on the operations and processes to streamline and improve function effectiveness • Investigate and assess all alerts for potential money laundering risks and any fraudulent activities through money transfer and ensure efficient identification and monitoring of suspicious activities and transactions • Compiling all AML data gotten from cases worked on, report metrics and qualitative factors to support analysis and review of Money Transfer alerts (AML and Confirmed Consumer Fraud alerts).

• Maintain extensive knowledge of the laws and regulatory guidelines by which the bank is required to comply with. • Assisted with producing information related to KYC requests regarding suspicious activities. • Identified high risk customers and individuals and followed appropriate PEP and EDD/KYC/BSA Federal regulatory requirements. • Prepared and wrote Suspicious Activity Reports according to regulatory requirements. • Conducting alert investigation using global standard policies, procedures and tools, aimed at meeting internal and external regulatory requirements. • Conducting searches, gathering data and recording evidence from internal systems, the internet, commercial databases and enquiry with business or Compliance contacts within the organization. Conducting enhanced due diligence investigations in support of policies and procedures. • Analysing alerts and investigating customers who match the SDN, Politically Exposed Persons and Negative Media lists during the account opening and maintenance processes. • Identifying potential matches and referring exact matches to the appropriate compliance teams for further investigation or disposition. • Conducted client due diligence and enhanced due diligence, where applicable, for bank and broker-dealer clients using information obtained from publicly available resources and external vendors, for subsequent entry and maintenance within internal databases. • Responsible for conducting full analysis /investigations on all types of accounts from low to high risk countries including: wire transfers, book transfers, CHIPS payments, CTRs, ACH, account statements, deposit records, and check copies on a daily basis. • Establishes enhanced due diligence and monitoring efforts for new customers identified as high or moderate using KYC Risk Rating. • Conduct KYC Consumer Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) investigations