Mary O'Meara Email & Phone Number

Winter Springs, Florida

10/2017 - Present• Process check deposits, check requests, withdrawals, transfers of monies to accounts both internal (315-320 accounts) and external• Track investment and retirement accounts regarding mutual funds, stocks, trades, and securities• Run Stock Reports for Financial Advisors• Maintain, update, and close accounts• Support Branch planning activities, such as outside seminars and speaking engagements• Maintain Branch marketing material and office supplies• Scan documents to and distribute to Home Office• Track to completion of processing for all communications• Maintain Branch calendar and activities daily and prepare materials needed for appointments at the rate of 7 per week• Answer and manage incoming calls and greet walk-ins• Work with clients answering questions or handling issues or challenges pertaining to account(s)

Chicago, Il

• Packaged, processed, and closed SBA 7a loans on a nationwide basis• Reviewed and analyzed credit write up and loan requests of low to high complexity level and verified approvals were In Accordance With (IAW) SBA eligibility / policy, and Bank policy• Communicated with borrowers, Legal Counsel, Loan Officers, and Title Companies• Ensured completeness and accuracy and of all necessary documentation including due diligence • Prepared the SBA application package, and submitted package to the SBA for PLP # • Handled loans valued at $350K to $5M• Worked with borrowers, Contractor’s, and Bank’s Construction Department to ensure all required construction information was obtained for construction loans

Chicago, Illinois

Bank of America F/K/A LaSalle BankSBA DivisionCommercial Loan DivisionGlobal Corporate and Commercial Banking Client ServicesCredit/Documentation Loan CenterDocumentation Administrator Officer/Loan Closer 10/2008 – 03/2012 • Primary Point of Contact for Bank’s conventional commercial loans nationwide• Reviewed /Analyzed credit write up and incoming documentation requests of low to high complexity level (including non-complex attorney prepared loan documents)• Verified approval, regulatory, legal and operational requirements were IAW bank • Policies & Procedures and directives.• Communicated with lenders and Credit Analysts regarding bank policy and ensured compliance requirements were met and any issues were resolved• Prepared amendments to loan documents for commercial portfolios ranging from $10K to $100M Government Lending Officer/Loan Closer 05/2006 - 10/2008• Primary Point of Contact for SBA loans for LaSalle Bank in Illinois, Michigan, Indiana• Reviewed credit write up and completed application process for all SBA 7a Express loans, including all due diligence work on individuals, businesses and guarantors• Examined SBA loan packages to ensure all loans were IAW SBA regulations and bank policy,• prior to closing and prepared 7a Loan Authorizations.• Communicated with lenders and Credit Analysts regarding SBA requirements• Tracked SBA Express Line of Credit loans to request extensions of maturity • Communicated with the SBA Chicago, Sacramento and Fresno, California offices on Policies & Procedures• Ensured company was in compliance with SBA provisions working with loans from $50K to $2M

Chicago, Illinois

• Contact person for SBA loans • Reviewed credit write up and complete application process for all SBA 7a, Express loans• Examined loan packages to ensure compliance with regulations and bank policies prior to closing• Communicated with lenders and Credit Analysts regarding SBA requirements• Prepared and coordinated paperwork on SBA transfer loans• Communicated with the SBA Chicago and Fresno offices on Policies & Procedures to• Ensured company was in compliance with SBA provisions• Conducted credit analysis for overdraft protection on business checking accounts• Prepared quarterly reports on High Risk Portfolio valued at $10K to $1.5M

Chicago, Illinois

05/1989 – 08/2001Compliance Analyst — Loan Auditor 05/1998 – 08/2001• Examined SBA loan packages prior to submission to the SBA to ensuredocuments and underwriting were in compliance with SBA guidelines• Reviewed loan packages to ensure all required conditions were met and loan documents were in place to secure collateral prior to closing• Approved loans for funding based on SBA compliance, company compliance guidelines and loan documentation requirements• Handled questions from Business Development Officers, Underwriters, and Closers regarding any non-compliance issues that were required to be addressed prior to closing• Conducted special audits of 7a, Heller Select (Commercial Real Estate Loans), and 504 SBA loan portfolio prior to loan sales• Monitored all Uniformed Commercial Codes (UCC's) for portfolio to maintain proper lien position• Collaborated with the IT and Legal departments in the transition of UCC’s to Lexis Document Services to save time and money by outsourcing this process for loans ranging from $100K to $2M Portfolio Administrator 12/1996 – 05/1998• Processed insurance for portfolio• Tracked and monitored all UCC and financial information• Implemented UCC tracking system to monitor collateral for proper lien position for the entire SBA loan portfolioLitigation Coordinator/Systems Administrator 05/1989 – 12/1996• Directed and set priorities for litigation work flow• Oversaw payment process for legal billing from outside counsel• Prepared and tracked UCC continuations, assignments, and terminations for the Workout Division portfolio• Assisted upper management/senior counsel in all documentation with regards to closing of restructured loans, workout loans, litigation deals, and bankruptcies• Re-created and organized entire litigation and legal file system• Created computerized cross-reference file system for both onsite and offsite file systems