Maryluz Cano Email & Phone Number

Miami, Florida

Fort Lauderdale

Serve in dual role managing office, influencing strategic decisions, and handling all aspects of billing, A/R, A/P, and payroll processing for a 12-person business. Primary contact for vendors and service providers; hire and manage contractors and negotiate prices on supplies and products to remodel homes. Review and prepare financial reports, activity reports, and financial forecasts; liaison to accountant reporting all financials. Review property leads and gather all essential… Show more Serve in dual role managing office, influencing strategic decisions, and handling all aspects of billing, A/R, A/P, and payroll processing for a 12-person business. Primary contact for vendors and service providers; hire and manage contractors and negotiate prices on supplies and products to remodel homes. Review and prepare financial reports, activity reports, and financial forecasts; liaison to accountant reporting all financials. Review property leads and gather all essential information, including title history and comparable sales. Review contracts and offers. • Consistently collected more accounts receivables than previous managers faster and on time. • Decreased costs and secured savings through effective negotiations with sellers, buyers, and contractors. • Increased monthly production closings and finalized deals faster through effective communication with all stakeholders, including contractors, title companies, real estate brokers, and property inspectors. Show less

Fort Lauderdale

• Manage loan pipeline and make recommendations to senior management• Preparation of appeals to investors• Consistently delivered 100% of monthly production goal ahead of schedule with high level of quality. • Learned and leveraged knowledge of different programs (FHA, USDA, VA AND MHA) • Perform forensic underwriting review of previously closed mortgage loans to determine the validity of a loan demand for repurchase• Review of credit decisions and analyze consumer financial… Show more • Manage loan pipeline and make recommendations to senior management• Preparation of appeals to investors• Consistently delivered 100% of monthly production goal ahead of schedule with high level of quality. • Learned and leveraged knowledge of different programs (FHA, USDA, VA AND MHA) • Perform forensic underwriting review of previously closed mortgage loans to determine the validity of a loan demand for repurchase• Review of credit decisions and analyze consumer financial statements, credit reports, tax returns, calculate cash flow and balance sheet ratios as appropriate, review of other relevant information and make recommendations to investor • Confirm and validate loan packages by following loan-underwriting guidelines and assuring all calculations are true and correct Show less

Fort Lauderdale

• Analyze document for accuracy and authenticity• Increased production 25% to 30%, outperforming other underwriters.• Achieved 95% quality every month on multiple types of loans; closed loans with zero errors and on time.• Repeatedly commended for timely and accurate completion of compliant loan packages, facilitating volume growth while preserving book-of-business. Saved company money through efficiency and high quality. • Leveraged in-depth knowledge and training on various… Show more • Analyze document for accuracy and authenticity• Increased production 25% to 30%, outperforming other underwriters.• Achieved 95% quality every month on multiple types of loans; closed loans with zero errors and on time.• Repeatedly commended for timely and accurate completion of compliant loan packages, facilitating volume growth while preserving book-of-business. Saved company money through efficiency and high quality. • Leveraged in-depth knowledge and training on various guidelines and programs (FHA, USDA, VA, and MHA) from multiple lenders and banks to offer the best option to borrowers. • Completed 100% of training on >eight computer programs for multiple loan types, lenders, and banks.• Examining loan documentations for accuracy and completeness while working with loan originator or production staff to secure all required documents• Make a decision Approve or decline the loans Show less

Six Sigma Green Belt

Bachelor'S Degree, Finance

Bachelor'S Degree, International Business/Trade/Commerce