Domain Expertise:• 14 Years of overall experience in SDLC as a Business Analyst (5 years) and Functional Testing (9 years) in Cards and payments Domain. • Currently working in a Project as a BA role where Debit Card Authorization and clearing system on cloud based architecture (open shift cloud). • Experience working in various schemes and simulators (MC, Visa, Amex, Diner’s club)• Experienced working in end to end Issuing Terminologies like Card Origination, credit Management, authorization, clearing, Settlements, interest and fees, Statements, Delinquency collection & Write Off.• Experienced working as a Business Analyst/Test Lead/SME includes sharing knowledge, walkthrough, Managing team, handling defect triage calls, Release Management, Preparing Document of Understanding in various topics.• Having good understating of MasterCard compliance releases. • Having good understating of acquiring terminologies like merchant processing, Point of Sale, Deposit processing, qualification, clearing, Exception Processing system.• Experience working in cards processing applications like Vision Plus, PowerCard and Cards & Payments, ACMS.• Having extensive knowledge in the ISO 8583 protocol. • Managed project involving payments & card system including Postilion, Base 24 and Falcon , LYNX.• Experience working at client location for several clients and handling complex projects single handedly. Technical Expertise:• Experienced working in Opensift Cloud technology• Experienced working in Dynatrace, Monitoring tool, RabbitMQ and Kibana, openshift• Experienced working in Service now tool for Ticket managementHaving strong knowledge in SQL.• Experienced in Performance testing by using Iliad tool for Cards & Payment transaction volume• Experienced onshore/offshore both models. • Having experience in managing of Test team as a Test Lead.• Having experience in production support Day & Night both ROTA.