Outside Property Claim Professional
CurrentHandles 1st party property claims of moderate severity and complexity as assigned.Completes field inspection of losses including accurate scope of damages, photographs, written estimates and/or computer assisted estimates.Broad scale use of innovative technologies.Investigates and evaluates all relevant facts to determine coverage, damages and liability of first-party property damage claims (including but not limited to analyzing leases, contracts, by-laws and other relevant documents which may have an impact), damages, business interruption calculations and liability of first-party property claims under a variety of policies. Secures recorded or written statements as appropriate.Establishes timely and accurate claim and expense reserves.Determines appropriate settlement amount based on independent judgment, computer assisted building and/or contents estimate, estimation of actual cash value and replacement value, contractor estimate validation, appraisals, application of applicable limits and deductibles and work product of Independent Adjusters.Negotiates with multiple constituents, i.e.; contractors or insured’s representatives and conveys claim settlements within authority limits.Writes denial letters, Reservation of Rights and other complex correspondence.Properly assesses extent of damages and manages damages through proper usage of cost evaluation tools.