Matt Eaton Email and Phone Number

Oversee Toast's Lending Business working closely with product, engineering, risk, marketing, sales and operations to support the vision to become the trusted partner for the restaurant industry's capital needs.

- Founding Team Member of Toast Capital, providing Toast's Restaurants Access to Capital - Negotiate and manage partnerships with key banking and capital sources- Lead strategic vision and operations for Toast's Lending Business; includes 3 product families (Capital, Easy Pay, Customer Finance)

Developing relationships and highly effective financing solutions to help start-ups, entrepreneurs and investors reach their goals.

Transaction Experience:1) Sourced/Negotiated/Underwrote: Aerospace Contacts - Majority Recap, Precision machining of electrical aerospace components2) Sourced/Negotiated/Underwrote: Geronimo Alloys – Majority Recap, Foundry & precision machine shop3) Underwrote/Monitor: Quality Powder Coating – Buyout, Provider of powder coating services4) Underwrote/Monitor: SGA Holdings – Majority Recap, B2B event rental services- Conducted due diligence, attended management meetings, negotiated deal terms, oversaw legal documentation and created and presented power point presentations to articulate investment merits of potential investments to Gemini Partnership- Monitored 12 portfolio companies, attended board meetings, established monthly and weekly reporting templates, - Facilitated three successful portfolio company exits: PureCars, Quest Events & Betatronix- Established relationships with 150+ banks generating 320+ deals, 30+ IOIs, five LOIs & one closed deal- Managed Gemini’s conference schedule including national and local events with ACG, SBANE, AM&AA, Axial and M&A Source, among others; Attended 12 national conferences in 2015, meeting with 200+ deal professionals- Managed CRM and ensure banker and broker contacts are captured; implemented ranking system to BD efforts

Transaction Experience:1) Underwrote: InsideSales.com - B2B SaaS sales execution platform; $40mm lead in $100mm Series C- Generate high quality deal flow by identifying investment opportunities via outbound efforts with focus on B2B Collaboration, Vertical B2B SaaS, Proprietary Databases, Online Marketplaces and Precision Agriculture- Built pipeline of more than 500 capital efficient, revenue generating companies, which has generated 25 high quality leads, representing more than $250mm in potential investment opportunities- Continually monitor and investigate industry trends to recommend new sectors of technology investment- Work with the team to manage deal prospects from first conversation to term sheet through deal close- Perform detailed financial, business model and industry analysis, providing input into investment memos that convey key investment highlights, supporting facts and analysis towards an investment thesis- Utilize debt expertise to identify and procure appropriate leverage as part of potential leveraged buyouts- Perform strategic analysis of existing portfolio companies to identify new markets, potential competitors and significant value accretion opportunities; articulate strategic findings to board and management teams

Transaction Experience:1) Sourced/Negotiated/Underwrote: $10mm tranched subordinated term loan; B2B SaaS sales enablement2) Sourced/Negotiated/Underwrote: $6mm subordinated term loan; B2B hosted speech-to-text analytics: $2mm follow-on subordinated term loan six months after close (Acquired for $135MM)3) Sourced/Negotiated/Underwrote: $4.5mm subordinated term loan; B2B video optimization4) Lead underwriter on 11 of NXT’s portfolio companies representing $55.5mm in funded commitments- Responsible for NXT VF brand building and originations in Boston, Chicago, Indianapolis and Canada- Active network of venture professionals, service providers, CEOs, CFOs, CTOs and SVPs- Founded and hosted quarterly D&C event in Boston for growing network of 30 venture professionals- More than 40 qualified leads originated in 2013, representing $300mm of potential debt commitments- Managed relationships and portfolio monitoring responsibilities for five active portfolio companies- As part of founding team, constructed due diligence templates, proprietary returns models and marketing materials- Published article in VentureDeal February 20, 2013, “Financing Growth for Base-Runner Companies”

- Facilitated the underwriting and approval of 15 portfolio companies totaling $50.7mm in commitments ($200k equity)- Contributed to Velocity’s most successful year in 2008; team added 16 portfolio companies, representing $65.5mm in commitments and generated profit for the first time in company history

- Source and originate proprietary deal flow for Velocity East Coast Team- Provide additional underwriting and diligence support for entire Velocity US Origination Team- Manage new portfolio companiesTasks/Skills:- Develop relationships with Sr. level executives - Create proprietary returns models and company forecasts- Research emerging industries and relevant companies for investment- Diligence prospective investments- Portfolio management- Proprietary database management- Team coordination/liaison

Diversified Finance Company specializing in creative capital solutions for Venture Backed and Middle Market Companies.