At Bank of New Zealand (BNZ), the third largest bank in New Zealand with a 19% market share, I took on the role of Acting Head of Pricing & Portfolio Performance prior to my planned career break. Leading a multidisciplinary team of 7 professionals, our collective focus was on managing all aspects of BNZ's NZ$55bn consumer lending pricing and portfolio, encompassing both operational, strategic and governance responsibilities. I successfully filled 2 team positions, implemented a targeted pricing… Show more At Bank of New Zealand (BNZ), the third largest bank in New Zealand with a 19% market share, I took on the role of Acting Head of Pricing & Portfolio Performance prior to my planned career break. Leading a multidisciplinary team of 7 professionals, our collective focus was on managing all aspects of BNZ's NZ$55bn consumer lending pricing and portfolio, encompassing both operational, strategic and governance responsibilities. I successfully filled 2 team positions, implemented a targeted pricing campaign to drive market share growth, expanded the pricing model's capability, and organized cross-functional training for continuous development. Show less

My promotion to Senior Portfolio Performance Manager was a testament to my strong commercial acumen, ability to quickly grasp and understand pricing drivers, and effective leadership skills. In this role, I undertook diverse responsibilities, including driving further enhancements to BNZ's new pricing decision engine, overseeing pricing governance, and providing strategic commercial decision advice and planning.A key aspect of my role involved engaging closely with senior stakeholders… Show more My promotion to Senior Portfolio Performance Manager was a testament to my strong commercial acumen, ability to quickly grasp and understand pricing drivers, and effective leadership skills. In this role, I undertook diverse responsibilities, including driving further enhancements to BNZ's new pricing decision engine, overseeing pricing governance, and providing strategic commercial decision advice and planning.A key aspect of my role involved engaging closely with senior stakeholders within the organization. Drawing on data-driven insights, I provided valuable advice and recommendations, contributing to informed decision-making and strategic initiatives.Beyond my core responsibilities, I took an active role in mentoring junior team members. By identifying their areas of interest, strengths, and future development needs, I played a part in supporting their growth and helping them realize their full potential in their roles. Show less

As a Portfolio Performance Manager at BNZ, I conducted strategic analysis of portfolio performance based on KPIs related to productivity, risk, return, compliance, and allocation objectives. This involved analyzing data at the customer, banker, and account levels, utilizing Tableau to develop detailed reporting and modelling. By closely monitoring competitors and staying abreast of market trends, I ensured that our pricing strategies remained competitive and aligned with market… Show more As a Portfolio Performance Manager at BNZ, I conducted strategic analysis of portfolio performance based on KPIs related to productivity, risk, return, compliance, and allocation objectives. This involved analyzing data at the customer, banker, and account levels, utilizing Tableau to develop detailed reporting and modelling. By closely monitoring competitors and staying abreast of market trends, I ensured that our pricing strategies remained competitive and aligned with market dynamics.Additionally, I played a pivotal role for the business-side in the successful development and implementation of a new pricing platform. This initiative resulted in significant cost savings, improved home loan pricing capabilities, and faster decision-making. Our accomplishments were recognized when BNZ received the 2022 FICO Decision Award for Cloud Deployment. Show less

At BNZ Institutional/Wholesale Banking, I had the privilege of working with major companies in New Zealand, providing debt financing (syndication, club, bilateral), transactional services, capital markets solutions and financial market solutions. In the Consumer, Agriculture, and Diversified team, I worked with diverse businesses, including large dairy and meat processors, airports, technology companies, and retailers with revenues over $200 million, which required maintaining industry… Show more At BNZ Institutional/Wholesale Banking, I had the privilege of working with major companies in New Zealand, providing debt financing (syndication, club, bilateral), transactional services, capital markets solutions and financial market solutions. In the Consumer, Agriculture, and Diversified team, I worked with diverse businesses, including large dairy and meat processors, airports, technology companies, and retailers with revenues over $200 million, which required maintaining industry knowledge across a wide range of sectors, and understanding macroeconomic impacts.Supporting two client directors, I played a crucial role in structuring debt transactions, including M&A and leveraged lending, and all other aspects of the customer banking relationship. My promotion to Senior Associate recognized my ability to independently handle credit submissions, contribute to transaction structuring discussions, negotiate APLMA legal documentation, and manage complex deal execution.I also took an active role in mentoring associates within the wider Institutional Banking team. Show less

As an Associate in the Consumer, Agriculture, and Diversified team at BNZ, I played a pivotal role in conducting financial analyses and providing support for customers. This included financial modeling, credit analysis, covenant monitoring, pricing calculations, legal document negotiation, and annual financial performance reviews.Additionally, I provided exceptional customer service, engaging at the Treasurer/Financial Controller level to ensure day-to-day banking requirements were… Show more As an Associate in the Consumer, Agriculture, and Diversified team at BNZ, I played a pivotal role in conducting financial analyses and providing support for customers. This included financial modeling, credit analysis, covenant monitoring, pricing calculations, legal document negotiation, and annual financial performance reviews.Additionally, I provided exceptional customer service, engaging at the Treasurer/Financial Controller level to ensure day-to-day banking requirements were being met Show less

I supported two Commercial Managers with their portfolio of customers in the SME business space, which involves joint visits, financial analysis, preparing credit submissions, arranging documentation and being a second point of contact for customers.

I supported Business Managers by proactively completing lending and admin tasks as they arise, to ensure the customer receives the best possible service and experience.