As the Principal and Managing Partner of Emac Financial, a financial services company based in Orange County, California, I have over 24 years of experience in the industry. I lead a team of professionals who offer an array of financial products and specialize in real estate lending. We are a California mortgage broker and direct lender, servicer of mortgage loans and other loans.My mission is to serve our customers with honesty, integrity, and competence, and to provide them with the lowest interest rates and closing costs possible. I also manage the fund of Emac Financial, which invests in real estate loans and other assets. I have extensive experience in credit management, underwriting guidelines, automated underwriting systems, and bulk loan sales. I am passionate about helping borrowers overcome roadblocks that can arise while securing a loan.