Manage a portfolio of government-insured commercial mortgage loans for multifamily and healthcare properties. Monitor financial performance trends and compliance with loan terms and agency guidelines. Conduct periodic site inspections and work with clients to address deferred maintenance and operational issues. Present loan risk rating change recommendations to senior management. • Redesigned asset management space on company intranet to clean up outdated information and improve access to necessary documents and resources. • Co-supervised 6 temporary employees hired to assist with conversion to new software platform.

Performed loan surveillance activities to identify higher risk assets. Analyzed financial statements to determine performance based on debt service coverage, working capital, and cash flows. Studied loan documents to understand covenants and remedies for prompt response to client inquiries or violations. • Appointed by the department head to review and approve financial spreads completed by other analysts. • Assisted with the training of new analysts and asset managers.

Completed 7-week training program to develop credit analysis and leadership skills. Assessed credit history, income, assets, and collateral value to render underwriting decisions on residential mortgage loan applications. Balanced volume growth with attention to detail and was consistently commended for quality control scores. • Obtained lending authority ahead of program timeline and first among class of 20 new underwriters.