Matthew Alder Email & Phone Number

London, Gb

London, Gb

London, Gb

Currently responsible for leading a team of six in developing regulation across: 1. Prudential banking (Capital Requirements Regulation and Directive, FS Bill Basel measure);2. The Investment Firms Prudential Regime (FS Bill measure);3. Securitisation; and4. Covered Bonds. As part of this, my team and I have delivered:1. A significant package of legislation in the FS Bill to implement Basel 3 and 3.1, the new Investment Firms Prudential Regime (IFPR), and updates to the MiFID Article 47 equivalence regime. As part of the former, this involves the creation of a new framework to govern regulator rulemaking, ensuring key public policy objectives - such as the relative standing of the UK - are taken into account when the regulators develop their detailed rules.2. Working with the FS regulators, to create a regulatory environment that is beginning to be tailored to the UK, for example through the removal of the EU's Intermediate Parent undertakings (IPUs) requirement, and removing the EU's forced credit institution authorisation for systemically important investment firms.Over the course of 2021, we will be delivering:1. A review into the effectiveness of the retained EU securitisation regulation;2. A significant package of secondary legislation to underpin the primary legislation regarding Basel 3/3.1 and IFPR;3. Working with the PRA on the implementation of Basel 3.1; and4. Deepening our knowledge and expertise regarding international prudential trade barriers and opportunities.If any of these areas are of interest, do get in touch!

London, Gb

Led a team responsible for governance and strategy development & co-ordination of the UK's customs policy regarding EU Exit.

London, Gb

Led a team responsible for:1. UK implementation of the 2nd Payment Services Directive (PSD2), including the maximalist ban on surcharging to provide certainty and clarity to consumers. 2. Negotiation of the 2nd Cross Border Payments Regulation (CBPR2).3. Ensuring the UK payments regulation functions after leaving the EU, including ensuring the onshored regulations support the UK industry's desire to maintain membership of the Single Euro Payments Area (SEPA). 4. Working with the Financial Services regulators (FCA, PSR and BofE) to ensure coordinated and effective regulatory responses, including: participation on the steering board for authorised push payment (APP) scams.5. Delivering widely highly sessions on payments at HMG's two international FinTech conferences.

London, Gb

Responsible for domestic FinTech policy, including briefing, speech writing, and policy development. Notable policy areas worked on include:1. Digital identity2. Design and delivery of the Tech Nation Fintech delivery panel3. Legislating to open up access to non-banks to payment systems

London, Gb

Responsible for a range of different policy areas at various points in post, including:1. Child-focused savings policy within HM Treasury, with a focus on analysis, policy development and policy implementation.2. Development of the Help to Buy ISA and extension of the Innovative Finance ISA to crowd-based debt securities.3. Establishing an evidence-base for lifetime consumption modelling regarding pension outcomes.4, Contributing to the development of Defined Benefit policy in relation to HMT's 2015 consultation on "strengthening the incentive to save: consultation on pensions tax relief".

London, Gb

A 1-year placement where I work jointly between the Further Education (FE) and Skills policy team and the Royal Mail (RM) policy team.During this time I worked on a number of aspects within Further Education, ranging from Spending Control, evaluation and analysis of policy proposals, engagement with key stakeholders, development of workplans and developing products for the key fiscal events. Led on development of the Royal Mail Employee Share Scheme. Led our team on Knowledge Management to ensure best practice.

Bachelor'S Degree, Economics And Politics With Industrial Experience

Education record