Matthew Hertzog Email and Phone Number

• Participated in firmwide regulatory change management programs for systemically important financial institutions• Monitored, identified, and documented changes in federal and state legal and regulatory requirements and assessed their impact on the firms• Translated the firms’ global inventories of laws and regulations into plain language policies and procedures for the first line of defense to perform• Created a glossary of terms derived from the laws and regulations for the use of the internal lines of business• Highlighted for stakeholders the fines and penalties associated with breaches of individual laws and regulations• Served as a subject matter expert for compliance program stakeholders, including the Legal Department, the business lines, and other corporate functions on the implementation of laws and regulation

• Performed continuous monitoring and examinations of the systemically important financial institutions and the branch offices of foreign banks in the New York district• Assessed firmwide corporate compliance risk mitigation, including all policies and procedures, risk assessments, controls, compliance testing, training, and internal audit• Reviewed and revised all conduct related policies (e.g., anti-bribery, insider transactions, gifts and entertainment)• Led examinations concerning foreign exchange rate manipulation and LIBOR manipulation and delivered results to senior bank management, internal audit, and other stakeholders resulting in written MRAs (matters requiring attention) aimed at remediating compliance gaps and eliminating external and internal collusion • Conducted reputational risk examinations, incorporating public and consumer perception of each bank, with the goal of establishing best practices

• Reviewed draft equity and fixed income research reports against a gray list of investment banking clients and material nonpublic information to ensure compliance with banking laws• Alerted analysts to research blackouts and conflicts of interest; reviewed and approved employee personal trading requests and public media appearances• Monitored and regulated communications between investment banking and research staff