Co-Founder - Mosaic Wealthcare Group LLC Few would dispute the notion that a well-educated consumer is better able to make good decisions. Yet too many folks lack a grasp of the basics when it comes to their finances. And while many Brokers and Advisors talk about “Financial Wellness”, we actually deliver proven methodologies and solutions – and we use the efficiency of the worksite as a forum to change lives for the better.Our boutique consultancy is well positioned as Workplace Wealthcare Specialists within the regional small/mid-sized business and municipal space. We bring a combined experience of over 85 years in investments, retirement planning, employee benefits and business financial management.We specialize in:• Assisting high net worth individuals and entrepreneurial business owners with asset diversification, business transition strategies and developing multiple streams of retirement income.• Providing employers/employees enhanced workplace benefits and the ability to develop holistic approaches to individual benefit packages. • We use leading edge technological solutions to help employees understand the nuances of their benefits and make smart spending choices.• We personalize benefits and maximize their impact for individuals and their families by advancing a household approach to financial planning. • We help identify goals, develop disciplines and coordinate results for families of all ages and income levels.• We supplement traditional healthcare and retirement plans with education, one-on-one counseling and voluntary benefit products.

Full-service brokerage and investment banking firm specializing in institutional, retail sales, trading services and equity research, employing over 200 investment professionals.• Specialist in retirement planning, with oversight of investment strategies and implementations. Provided financial consultation for retail and institutional clients• Spearheaded key details of pension and annuity product lines by coordinating all activities across clients and internal processing.• Led broker / dealer transition by spearheading selection analysis, including evaluation of key areas such as technology, investment services, payout structure, operational systems and support, transitional support, wealth management services, marketing systems, planning software and practice management.

A segment leader in providing employee benefit advisory services to employer groups.• Established new service lines for benefits brokerage firm, developing business in executive compensation and voluntary benefits. • Oversaw marketing of new lines and oversaw broker education on new products. • Led addition of executive compensation products, including buy-sell agreement funding vehicles, non-qualified deferred compensation plans, group term carve-out programs and bonus programs.

Investment arm of Citizens Financial Group, a $161B commercial bank holding company owned by RBS (The Royal Bank of Scotland Group plc).• Instrumental in rollout of new group targeting high-net-worth individuals and businesses. • In tandem with firm’s bankers and other financial consultants, promoted cross-marketing and sales of specialized retirement and pension products and advanced insurance strategies. • Served as financial consultant for both retail and institutional clients and maintained securities and insurance licenses.• Participated in the implementation of managed money program.

Investment wire house and broker / dealer, with more than 14K financial advisors worldwide.• Financial consultant, oversaw investment strategies and implementations involving traditional and discretionary (managed) accounts, serving retail and institutional clients.• Achieved 100 percent increase in office annuity and insurance business over three-year span as coordinator.• Approximately $300K average annual production, with $45M assets under management.• Top insurance and annuity producer for three years in a row, recognized as a top producer by such partners as John Hancock, The Hartford, Putnam Investments and Aim Advisors.

Investment wire house and broker / dealer with more than 10K financial advisors worldwide.• Served retail and institutional clients as financial consultant and retirement plan specialist. • Quantum Portfolio manager, insurance and annuity coordinator, direct investment coordinator, and joint marketing coordinator for cross-marketing of Prudential Insurance and Prudential Securities.• Achieved average annual production as high as $350K.• Boosted office insurance and annuity production by 75 percent over three years.