Matthew Pulliam Email & Phone Number

Mckinney, Tx, Us

San Francisco, California, Us

Dallas, Tx, Us

-Designed, managed, and led full-scope audits covering the risks, controls, and processes relevant to Warehouse Lending Covenants, Debt Sales, and Lease Residual Values-Assessed and evaluated the adequacy of internal controls, governance framework and compliance with established regulations, policies, and procedures for multiple business areas at Santander Consumer-Identified a number of material issues in Leasing processes and recommended mitigating actions to ensure subvention fees were being accounted for properly and claimed appropriately (a ~$1MM cost savings to Santander)-Validated the implementation of two FRB Credit Risk MRAs which remediated major credit risk framework and reporting deficiencies-Worked closely with upper management within the lines of business to define emerging issues and set plans for timely remediation through a structured issue management routine-Drafted audit recommendations and audit reports for management review-Assisted with on-boarding and coaching of junior staff-Experience evaluating business unit compliance with the following regulations and standards: SCRA, Regulation Z, FCRA, CECL/IFRS 9, ACL and UDAAP-Wrote and executed SAS code as part of data analytics testing to evaluate portfolio-wide compliance with state usury limits

Charlotte, Nc, Us

-Lead and execute point-in-time and compliance audits across Bank of America's lines of business and risk functions-Perform audit tests to verify the proper functioning of the risk and control environment and ensure alignment with strategic initiatives-Leverage on-site process understandings and meetings with management, risk, and compliance teams to develop independent audit tests, reports, and recommendations for management and regulator review-Work closely with upper management within Bank of America's lines of business to identify emerging issues and set plans for timely remediation-Examine business compliance with applicable federal laws and regulations (Reg O, Fair Lending, ECOA, etc.)-Specific experience auditing the portfolio performance, standards, and regulatory compliance of Bank of America's Dealer Financial Services (DFS), Commercial Leasing Syndications, and the Incentive Compensation Plans for Business Banking and Commercial Leasing. -Led the 2013-2015 Sarbanes-Oxley testing of the Commercial Leasing businessLed 2017 Regulation O Insider Lending Audit

Plano, Tx, Us

-Assisted in the marketing and sale of a portfolio of commercial REO properties-Wrote detailed asset reviews concerning the financial, legal, and market status of properties-Collaborated with accounting department on write-downs and sale requests for board approval-Maintained extensive database of all commercial properties under bank management-Listed properties with real estate brokers and drafted corresponding listing agreements-Prepared and organized due diligence documents for consulting firms

Austin, Texas, Us

-Analyzed and researched bills assigned to committee-Synthesized research into bill summaries-Maintained and updated database of bill tracks and summaries-Facilitated weekly committee hearings and correspondence between Senators