MRJ helps both individuals and businesses balance their assets and liabilities so as to achieve their intended financial objectives. While most clients must focus on people, product and process, the economics that drive their bottom-line require a full-time commitment to the understanding of factors such as: pure and speculative risks, accounting, taxes, insurance, finance, laws and regulations, management, HR, job-costing, pricing, budgeting and more. Small businesses make up 98 percent of US businesses and employ more than half the private sector workforce. Both US and NYS Department of Economic Development (DED) supports the development and expansion of businesses throughout the nation, and directs an array of programs and initiatives to support and maximize opportunities for the success of businesses with less than 100 employees.Since 1982, MRJ have been dedicated to optimizing client’s assets while mitigating their incidental liabilities, compliance issues, and thereby enable clients to focus on their primary business activity. In 1999, NYSDED designated MRJ as one of its premier resource providers, and our pride in this recognition has remained unchanged to date. A condensed list of our services includes the following:ASSET OPTIMIZATION: