I help companies leverage the services and expertise of Wells Fargo's Commercial and Technology Banking group. Industries where we have most of our relationships include: technology, manufacturing, distribution, service businesses, financial institutions, real estate, life sciences and cleantech. With expertise in debt and equity underwriting, financial analysis and risk management, I am able to help owners and companies evaluate their banking needs and strategic options in order to identify the appropriate expertise and resources within Wells Fargo to address these needs.Wells Fargo provides loans and banking solutions for many companies including:- Technology: SaaS, e-commerce, Big Data, Mobile, FinTech, IoT, software- Life science: Oncology, HealthTech, MedTech, LOHAS/Wellness, Wearables/Quantified Self- CleanTech: AgTech, Infrastructure, Solar- Fund of Funds, Venture Capital/Private Equity firms and their portfolio companies- Profitable companies with over $20mm of revenue in any industry- Companies seeking asset-based financing: working capital, a/r financing, factoring- Leasing for equipment and technology hardware and software- Commercial real estate investors and developers- Foreign exchange and commodity hedging- Treasury management- Mergers and acquisitions

Partner with middle market companies in South Florida area with annual revenues between $50 million and $3 billion. Consult with CFOs and CEOs of middle market companies to understand short and long term objectives, and provide solutions to help them meet their goals.

Rigorous five month training program to enhance credit, finance and accounting skills through case studies, seminars, and an executive lecture series.

Assisting six (6) relationship managers with a total portfolio of $1.2 Billion in commitments and $600MM in outstandings. Managing a portfolio of clients where I serve as the Relationship Manager providing traditional bank financing, lending and operating services to mid-sized or middle-market companies with annual revenues of $20 - $500 million, including manufactures, wholesalers, retailers, distributors, importers and service companies.Analyzing a company’s financial operational and management strengths and weaknesses to minimize capital, balance sheet, and repution riskIdentifying credit issues early in the underwriting process and recommending mitigates to reduce exposurePartnering with senior relationship managers to structure multi-million dollar transactionsPreparing company annual financial reviews as well as underwriting memoradums focusing on a company's leverage, key risk factors, sources of repayment, cash flow and ability to service debt Reviewing and assisting in negotiating loan agreements and ancillary documents related to closing of a transactionUnderstanding client needs and identifying potential cross-sell opportunities for other Wells Fargo products and services

Recommended stocks for a $3 million dollar student managed portfolioAnalyzed current economy to complete due diligence for current equity

Developed competitive research for trust accounting system solutions for large multinational banks and brokerage firmsPlaced first (1st) in formal presentation analyzing competitive research and financial analysis to executive managementAssessed possible options for implementing cash sweep into the Global Wealth Platform

Created a multi-faceted campus-wide service: personal delivery of textbooks, food, and laundry Developed a blueprint for excellence in customer service to increase customer engagementActively promoted solid business organization to minimize risks and remain focused on profitability, cash flow, and revenue stability