Primarily responsible for enterprise design, implementation, execution and oversight of regulatory compliance related initiatives at UnitedBank Financial Services and its subsidiaries.Specific areas of responsibility include oversight of United's Compliance Management Program, Fair Lending Program, Third Party Risk Management, Complaint Program, Compliance Risk Assessment, Privacy, Unfair Deceptive and Abusive Acts and Practices (UDAAP) monitoring, Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Flood Insurance (FDPA), Home Mortgage Disclosure Act (HMDA), Fair Credit Reporting Act (FCRA), Equal Credit Opportunity Act (ECOA), and general fair lending compliance.A firm believer in process automation and efficient data management, Matt uses his background in Regulatory Technology ("RegTech"), in tandem with his knowledge of Software as a Service ("SaaS"), to implement new, and enhance existing systems and process'. To date, Matt has led several successful SaaS implementations across the organization, and is a trusted project and program manager.In addition to his day-to-day, Matt is a highly trusted point person for state and federal financial services regulators, auditors, and third party due diligence providers.

Private Residential and Commercial Real Estate Advisory in Maryland, DC, and Virginia.

Matt led both concentrated and large scale qualitative and quantitative engagements for Treliant and its financial services industry clients. His extensive range of experience includes market pricing research and analysis; Consumer Financial Protection Bureau (CFPB) loss mitigation advisory support; FinCen supervisory risk management, CARD Act, FACT Act, EFT Act, OFAC Screening, Sanction Monitoring, Beneficial Ownership, Real Estate Settlement Procedures Act (RESPA / Regulation X); AML/BSA Program Advisory and Support, Unfair, Deceptive or Abusive Acts or Practices (UDAAP); Flood Disaster Protection Act (FDPA); Truth in Lending (TILA/Regulation Z); Equal Credit Opportunity Act (ECOA/Regulation B); Home Mortgage Disclosure Act (HMDA), Community Reinvestment Act (CRA), Foreign Corrupt Practices Act (FCPA) and general CFPB readiness and compliance. Matt designs and executes risk assessments and testing and monitoring processes, evaluates compliance functions, conducts pricing analysis, and spearheads the execution of large and small scale regulatory file reviews. In addition to his work at Treliant Risk Advisors, Matt was actively involved with early initiatives at Treliant Solutions (now Asurity Technologies), a financial regulatory technology ("RegTech") software development company.