Matthew Chik, Cfa Email & Phone Number

Melbourne, Victoria, Australia

Melbourne, Australia

With over 25 year of finance experience we have developed an extensive network with-in the bank and non-bank financial institutions arena. We are a full service financial services business specialising in residential finance as well as commercial and business working capital funding solutions.We have helped individuals, small and medium size business as well as larger commercial and corporate clients achieve their personal and financial goals. Whether you are looking to purchase your 1st home or build your investment property portfolio we can help you navigate your way through the complexities of options available to you.Similarly, with over 2 decades of Business and Commercial Banking experience we are well equipped to assist any business start-up all the way up to corporate and multi-national enterprise with your funding and investment strategy.We are highly knowledgeable, and committed to helping you achieve the best result possible.Let us leverage our experience to help you get to where you want to go.

- Manage & grow a business client portfolio of lending FUM of $90M – 100M, deposit of $90M - $100M. - Maintain & grow portfolio’s profit & loss and balance sheet- Assess economic value and risk potential of new business- Maintain and enhance the credit risk profile and profitability of the portfolio- Utilising a structured sales approach; build and leverage relationships with specialists for the best customer outcomes- Develop and improve professional excellence through management of individual and team performance- Implement annual business plans for your customer portfolio- Prepare, submit and assess business lending proposals- Holds a credit decision authority of up to $6M in residential & commercial lending- Lead, coach and motivate others

Melbourne Area, Australia

- Grow revenue, deposits and share of wallet through origination of new small business customers to ANZ, cross selling and the relationship management and retention of a set of ANZ small business customers.- Financial: Grow direct LHS revenue and FUM through increasing deposit and lending FUM and effective margin management- Customer: Hold deep conversations with customers to add value, uncover and meet financial needs and ultimately increase customer share of wallet, products per customer and indirect RHS revenue & source new customers to ANZ Bank- Process: Meet all measures on the SBB well-managed compliance scorecard. Effectively utilise time, tools and reporting to manage business and results. Suggest opportunities to improve strategy and process, based on customer input, best practice and innovations in designated area and share best practice with team and unit- People: Stakeholder management with business partners & collaborate within the team and contribute to a high performance culture

Melbourne Area, Australia

- Accountable for growing and managing a portfolio of Small Business Customers (approx 500).- Identification of areas for business banking improvements and recommendation of business solutions, driving increased results, whilst ensuring the customer experience is top-of mind in all tasks completed.- Experienced with commercial credit proposals of up to 1 million dollars & making appropriate recommendations for approvals.- Identify business lending, cross sell & deposit opportunities.- Consolidate & restructure client’s debt position.- Support the tracking and reporting of Commercial sales activities.- Contribute to the growth of risk adjusted income (RAI).- Cross Sell referral – commercial credit card, merchant, financial planning, business insurance, trades & mortgages.- Ensure all services delivered comply with ANZ Group strategy, policies, processes and standards - and with external regulatory requirements.- Maintain awareness and ensure all Risk and Compliance processes are adhered to.- Risk management.

- Manage a portfolio of clients, in all aspects of their banking requirements across lending, deposits and investments.- Manage clients’ fixed income investments – Commercial bills, term deposits & bonds portfolio.- Assist Private Wealth Manager in IPO & hybrid security offering.- Participate in client strategy workshop with investment & risk specialists.- Involve in portfolio strategic planning.- Provide the 'voice' of the team by acting as the first point of contact for customer enquiries.- Delivering flawless execution of client instructions with a clear focus on compliance and quality.- Identify and pursue opportunities to provide clients with appropriate investment products andrecognise referrals for specialists within Private Banking.- Identify potential Private Banking clients and present ANZ Wealth Management proposition.- Preparation of loan applications including analyzing client’s financial position and ability of servicing.- Risk management against potential default of loans.- Maintenance of client accounts/documentation.- Attending to client queries through to resolution.- Monitoring/maintenance of arrears.

- Provide first level support to the Bank's customers utilising direct channels by handling customer and branch telephone enquires/complaints regarding loan products in a timely, courteous and efficient manner; and to contribute to Mortgage Services providing both internal and external customers with high quality lending service.- Answer telephone enquiries from internal and external customers – Branches, Relationship Managers, Solicitors, Brokers and customers.- Accurate imputing of data into Home Loan Systems.- Prepare and send e-mails to the appropriate department for action.- Assist in calculation and preparation of payout figures and early repayment adjustments.

Bachelor Of Commerce (B.Com.), Accounting And Finance

Master Of Applied Finance, Applied Finance