Matthew Kelley Email & Phone Number

Chicago, Illinois, United States

Westmont, Illinois, United States

Responsible for decisioning lending opportunities supported by thorough analysis that balances risk and growth, ensuring loan structures are appropriate and consistent with bank lending standards and assigning an appropriate asset quality rating. This work is completed in a fast-paced, high-volume environment and requires the completion of detailed.

Arlington Heights, IL

Arlington Heights, IL 60005

SBA Lending - Village Bank & Trust

190 South Lasalle Street Suite 2150, Chicago, Illinois

Credit analyst within the Mobile Construction Equipment Vendor Finance Group.

Lombard, Illinois

Perform credit analysis and other support functions to assist the Commercial Lending Department. Assisting the commercial banking team or related departments with underwriting and documenting loan requests. Requires spreading and interpreting financial statements and conducting collateral analysis to minimize risk and maximize credit quality. Prepare and.

Lombard, IL

Managed and directed the full spectrum of more than $100 million in commercial lending and processing operations for this commercial lending company with the primary focus on assisting major restaurant chains in the financing of equipment and remodels. Responsible for business growth, underwriting, credit approvals, loan processing, customer service and.

Responsible for analyzing and determining the credit worthiness of business clients with assigned authority of up to $175,000 for captive finance division of this manufacturer of postal equipment. Conducted credit reviews of customer’s financial conditions to determine credit limits.Collected on past due accounts in a lease portfolio of more than $200.

Responsible for reviewing and analyzing credit approvals for risk, credit policy exceptions, risk acceptance criteria and exposure. Reconciled approvals to fundings and published reports including approval pipeline, credit policy exceptions exposure limits and overfundings.Monitored high-risk credits for factors that could trigger credit risk grade.

Managed the prompt, accurate handling of transactions on accounting system in regard to set-ups, maintenance, rebooks, resets and terminations. Responsible for a $4.5 billion portfolio comprised of more than 20,000 accounts with an annual volume of $2 billion from around 5,000 accounts.Created a termination worksheet for collection and disposition of.

Responsible for determining and negotiating buyouts of leases and loans that maximized returns. Reviewed vendor program agreements and lease contracts to determine buyouts.Increased annual income from payoffs by $100,000 for the Vendor Finance Division.Supervised and trained associates to assist in early buyout process.

Established a Vendor Finance program to service an affiliated telecommunications company. Valued used computer equipment which was utilized in assessing the equipment traders' commissions. Prepared consolidated internal financial statements by gathering and analyzing information from the general ledger system and various departments.