Matthew Clement is Founder and Lead Planner/Advisor at Emerald Retirement Planning Group, Inc. He works with individuals, families and small business owners throughout the United States. Matthew’s commitment to this profession is driven by his desire to make a meaningful difference in the lives of his clients. This is exemplified by Emerald’s mission statement, which is “to create life enhancing financial independence for our clients through improved perspective, improved behavior, and improved results.”Matthew is a Certified Financial Planner™ in good standing with the CFP Board of Standards, and is an active member of the Financial Planning Association. Matthew is also an Accredited Investment Fiduciary® having earned the AIF® Designation from the Center for Fiduciary Studies.He is proud to serve as Dave Ramsey’s SmartVestor Pro for the New York area and has been working with the program since 2010.Matthew started Emerald Retirement Planning in 2004 and has more than nineteen years of experience in the areas of financial planning and retirement planning. He believes that the behavioral aspects of long-term planning will always be the primary determinants of the success of his clients, and therefore spends his time helping families with the areas of finance they can actually control. This focus makes him unique among the profession.He holds a B.S. in Business and Finance from Fordham University Rose Hill and has a Certificate in Financial Planning from Fordham Lincoln Center.Professional Licenses and Registrations: FINRA SIE, Series 7, 63, 65, and 24, Registered Principal, Investment Adviser Representative, and Registered Representative.Personal Background: Matthew is a Christian and a dedicated husband and father. He is also proud to be an American and therefore enthusiastically supports liberty and capitalism. His interests include philosophy, behavioral finance, economic history, and human development. He is also a novice jogger and a lifelong New York Mets fan. He grew up in North Rockland and currently lives in Tomkins Cove with his wife Gail and sons Andrew and Colin.Email: matthew@emeraldretirement.comPhone: (845) 942-8578 | Fax: (845) 689-2051 | Text: (845) 263-3526Branch Office: 6 Liberty Square Mall, Stony Point, NY 10980Investment Advisor Representative offering advisory and securities through Cetera Advisors LLC, a Broker-Dealer and Registered Investment Advisor, Member FINRA/SIPC. Cetera is under separate ownership from any other named entity.