Tapped as key member of executive team to execute on vision for new trading firm in digital assets.★ Created business strategy and financial/operational infrastructure to design first-of-its kind digital securitization.► Structured lending agreements yielding 5-8% annualized returns on short-term capital, more than 5% above prevailing Treasuries at the time.► Helped develop multimillion-dollar portfolio framework for fund that optimized for loss-adjusted yield, realizing steady, annualized 15% yield.

Promoted to co-lead business based on success running rates and securitized products research teams. Built research strategy and collateral to position firm as industry leader and trusted advisor that included weekly written research (Fixed Income Markets, Securitized Products Weekly) and >1,000-attendee conferences and webcasts. Staff: 250 researchers / 7 direct reports.★ Brought operational rigor and leading-edge techniques to Fixed Income Research helping drive return to #1 spot on Institutional Investor survey. ► Created thought leadership and provided structure and scale. to boost client franchise. ► Launched “Quant Council” that brought together PhDs and quantitative researchers from across the organization to share innovations and best practices.

Recruited to turnaround business and raise to market leader status. Restructured business, implemented industry-leading prepayment and default models for Investment Bank, CIO, and Consumer Bank for earnings, capital, and firmwide risk, bolstered quality of talent and research products, and optimized client relationship vehicles (white papers, investor conferences). Member of MD Committee selecting MDs across Investment Bank. Staff: 25. ★ Propelled Institutional Investor ranking to #1 in all 11 categories (including securitized products, MBS, CMOs) and maintained top position in selected segments for over a decade. Also earned distinctions as #1 on Greenwich Survey (multiple years) and personally ranked #1 (10+ years) by Institutional Investor.► Overhauled team structure and culture, optimizing productivity and engagement. Identified/mentored junior talent; realized strong retention and promotions among hires. Recognized as a top-rated manager on employee engagement surveys. ► Ideated/developed thought leadership research/white papers that built trust among investors, including authoring a piece detailing impact of regulation on mortgage rates that has been referenced in multiple chairman letters in annual report to shareholders.► Unified 4 firmwide disparate financial modeling frameworks, improving compliance/governance and mitigating regulatory risk. Model was leveraged to price $1T notional servicing asset, official risk and VaR, CCAR, and capital, impacting hundreds of millions of dollars in earnings for the firm, and was cited by CEO while discussing earnings on quarterly calls. ► Pivoted research strategy following 2008 financial crisis to align insights with new and pending regulatory legislation. Partnered with government relations team and forged strong relationships with politicians, treasury officials, and regulators.

Recruited based on expertise in mortgage research to build Goldman’s capabilities. ► Built strategy for firm’s inaugural analytical platform to value complex mortgage derivatives and met with institutional clients to establish franchise in the space. Became mortgage research expert and “go-to” for bidding on these options.► Researched pricing strategy and market impact of client request for multibillion-dollar MBS bid that was successfully executed and was among the largest in MBS history.► Partnered with modeling team to estimate subprime losses and authored “After the Bubble: The Impact of Home Prices on Defaults and Prepayments” foreshadowing 2008 financial crisis.

Managed portfolio optimization of all fixed income products institutional clients. ► Built asset-liability framework for GSE that ran multiple interest scenarios, generated cashflows out for 30 years, and created optimal portfolio that guided entity on future debt issuance and asset purchases. ► Became mortgage derivatives expert within mortgage research and helped team achieve top status in Institutional Investor.