Matt Schell Email & Phone Number

San Francisco, California, Us

• Manage the front-line compliance and operational risk programs within the $52B in assets Auto business and $15B in assets Personal Lending business. Key risk programs include, but are not limited to: regulatory compliance, new/modified product risk assessment, risk appetite, key indicators, model risk management, RCSA, regulatory change management, fair lending, scenario analysis, issue management, self-assurance testing activities (QA), conduct, sales practices, business resiliency, third party risk management, dealer management, and fraud. • Facilitate all front-line risk assessments across all risk types. • Assist the business with the design, implementation, and monitoring of front-line controls across all business processes.• Develop and implement mitigation strategies to address known gaps and deficiencies in an effective and timely manner.• Escalate concerns and provide risk reporting to Senior Leadership, Independent Risk Management, Management Committees and the Board. • Manage all aspects of regulator relationships with the FRB, OCC, CFPB, and FDIC (exams, reporting, issue response, etc.)• Manage a team of over 80 risk management professionals in the U.S. and Philippines.

San Francisco, California, Us

• Managed compliance and operational risk programs and controls within the business.• Collaborated with auto leadership to identify emerging risks and advise on best practices for risk management.• Assisted the business with the design, implementation, and monitoring of front-line controls across all business processes.• Managed the fraud, business continuity, risk appetite, key indicator, third party, issue management, exam management, regulatory change management, auto dealer oversight, business process and control mapping, RCSA, and independent quality assurance functions for the Auto business. • Managed proactive communication strategy and actions with regulatory agencies.• Led a team of over 350 risk professionals conducting risk management activities in the front line.

San Francisco, California, Us

• Managed several enterprises-wide risk management programs, including Product and Service Risk Management (PSRM), Issue Management, Strategic Risk Oversight, Merger & Acquisition Oversight, Committee Governance, Enterprise Risk Assessment Methodology, and Regulatory Issue Validation.• Led all new product and service risk management activities for the company. This included setting policy to effectively mitigate risk related to new and existing products and business initiatives.• Owned the enterprise Issue Management Policy and governance practices for effectively managing and resolving issues identified by the Company, its 2nd and 3rd lines of defense or external regulators.• Authored the company’s Strategic Risk Functional Framework.• Governed the quarterly self-assessment completed by the 1st and 2nd lines of defense across all key risk types. • Developed and implemented common rating scales and definitions across the enterprise for risk assessment, risk management program evaluations and project activities. • Facilitated merger & acquisition oversight activities by independent risk management.• Managed the pre-Internal Audit validation processes for open regulatory matters.• Assisted with various governance committees including the Enterprise Risk Management Committee (ERMC) and board reporting activities. Established common committee governance standards.

San Francisco, California, Us

• Served as the SVP, Compliance and Operational Risk Manager for the #1 mortgage originator in the U.S. Effectively led a team of over 90 risk professionals providing compliance and operational risk oversight, monitoring, and consultation services as part of the second line of defense. • Partnered with the Home Lending production businesses to ensure the group actively identified, managed and remediated its operational and compliance risks. • Drove the regulatory compliance and operational risk testing requirements and enhanced testing methods with data mining, data analysis, metrics, data validation, analytics and use of Wells Fargo India Services tools and capabilities.• Engage with Real Estate Lending senior management to communicate compliance and operational risk remediation priorities and drive operational change.• Provided independent credible challenge when necessary to ensure that the Real Estate Lending group was adequately managing risk.• Managed regulatory examination response activity performed by key regulators (CFPB, Federal Reserve, and OCC)• Managed a team of compliance managers and consultants (90+ FTE) that ensured the business was meeting all applicable laws, regulations and policies.

San Francisco, California, Us

• Managed audit teams responsible for conducting audits of the following Wells Fargo business activities: o Enterprise risk management o Model risk management o Online and mobile banking o Financial, accounting (SOX) and capital management o Mergers and acquisitions o Major systems development o Indirect and direct auto lending o Personal loan/line lending o Mortgage and home equity lending o Small business lending o Student lending o Consumer and small business deposits• Performed all activities associated with annual audit planning, risk assessments, audit scoping, audit execution and reporting findings to senior management.

Lisle, Illinois, Us

MBA program adjunct instructor teaching a course on fraud and forensic accounting.

New York, Ny, Us

• Provided internal audit (financial, operational, and compliance), Sarbanes-Oxley compliance, audit resolution, accounting policy development, business process analysis and remodeling, and federal compliance consulting for KPMG’s Risk and Advisory Services practice.• Conducted financial, operational, and compliance audits in order to assess the adequacy and effectiveness of management controls.• Planned, performed and supervised all audit related tasks.• Prepared and presented to management audit findings and proposed corrective actions designed to improve management controls, operations, and reduce risks.• Conducted IT System control reviews and assessments.• Provided Sarbanes-Oxley services such as Section 404 readiness assessments, developed and • Managed control documentation, flow charting, and testing methodologies and strategies.• Performed business process improvement projects in order to increase departmental productivity, implement industry best practices, and lower overall operating costs.

Mba, Finance & Accounting

Bachelor Of Science (B.S.), Physiology, General

Chief Risk Officer Executive Development Program, Risk Management

Graduate School Of Banking, Banking And Financial Support Services